Compare mortgage costs, property taxes, closing costs, insurance, and more between any two states. Use the tool below to pick states and metrics, or browse popular comparisons.
| Metric | California | Texas |
|---|---|---|
| Median Home Price | $785K | $310K |
| Property Tax Rate | 0.73% | 1.8% |
| Avg Closing Costs ($) | $9K | $5K |
| Closing Costs (%) | 1.2% | 1.7% |
| Transfer Tax | 0.11% | None |
| Homeowners Insurance | $2,200/yr | $3,800/yr |
| Est. Monthly PITI | $5,539 | $2,708 |
| Income Needed (28% rule) | $237K | $116K |
Texas is the more affordable option — monthly PITI is $2,831/mo less ($33,972/yr) than California based on median home prices.
| # | State | Median Home Price |
|---|---|---|
| 1 | West Virginia | $155K |
| 2 | Mississippi | $175K |
| 3 | Arkansas | $195K |
| 4 | Louisiana | $195K |
| 5 | Iowa | $210K |
| 6 | Kentucky | $210K |
| 7 | Oklahoma | $210K |
| 8 | Ohio | $215K |
| 9 | Kansas | $225K |
| 10 | Alabama | $230K |
| 11 | Missouri | $235K |
| 12 | Indiana | $240K |
| 13 | Michigan | $240K |
| 14 | Nebraska | $245K |
| 15 | North Dakota | $255K |
| 16 | Illinois | $270K |
| 17 | New Mexico | $280K |
| 18 | Pennsylvania | $280K |
| 19 | Wisconsin | $280K |
| 20 | South Dakota | $295K |
| 21 | South Carolina | $305K |
| 22 | Texas | $310K |
| 23 | Minnesota | $335K |
| 24 | Georgia | $340K |
| 25 | North Carolina | $340K |
| 26 | Tennessee | $340K |
| 27 | Wyoming | $340K |
| 28 | Alaska | $350K |
| 29 | Maine | $350K |
| 30 | Delaware | $355K |
| 31 | Arizona | $380K |
| 32 | Vermont | $380K |
| 33 | Florida | $395K |
| 34 | Virginia | $400K |
| 35 | Connecticut | $405K |
| 36 | Idaho | $420K |
| 37 | Maryland | $420K |
| 38 | Nevada | $425K |
| 39 | Rhode Island | $425K |
| 40 | Montana | $430K |
| 41 | New Hampshire | $430K |
| 42 | New York | $430K |
| 43 | Oregon | $480K |
| 44 | Utah | $480K |
| 45 | New Jersey | $505K |
| 46 | Colorado | $520K |
| 47 | Washington | $580K |
| 48 | Massachusetts | $595K |
| 49 | California | $785K |
| 50 | Hawaii | $830K |