Side-by-side comparison of mortgage costs, property taxes, closing costs, and homeowners insurance between Kansas and Nebraska. Updated for 2026.
Metric
Kansas
Nebraska
Median Home Price
$225K
$245K
Property Tax Rate
1.41%
1.73%
Avg Closing Costs
$3K
$3K
Closing Cost %
1.3%
1.3%
Transfer Tax
None
0.23%
Homeowners Insurance
$2,900/yr
$2,800/yr
First-Time Buyer Program
KHRC First-Time Homebuyer
Up to 4% DPA
NIFA Homebuyer Assistance
Up to 5% DPA
Verdict
Kansas wins 4 of 6 cost categories, making it the more affordable state for homebuyers overall. With a median home price of $225K and lower overall costs, Kansas offers meaningful savings compared to Nebraska. Both states offer first-time buyer programs — explore the state pages for full details.