Privacy Policy
Last updated: April 2026
MortgageMathLab ("we," "us," or "our") operates the website www.mortgagemathlab.com. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website. Please read this policy carefully. By using our site, you agree to the practices described herein.
Information We Collect
We may collect the following types of information:
Personal information you provide voluntarily: If you subscribe to our email newsletter, we collect the email address you provide. We do not require you to create an account or provide personal information to use our calculators or browse our content.
Usage data and analytics: We automatically collect certain information when you visit our site, including your IP address, browser type, operating system, referring URLs, pages viewed, time spent on pages, and other diagnostic data. This information is collected through cookies and similar technologies.
Cookies and Tracking Technologies
We use cookies and similar tracking technologies to collect usage information and improve your experience. Cookies are small data files stored on your device. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, some portions of our site may not function properly.
Google AdSense and Advertising Cookies
We use Google AdSense to display advertisements on our website. Google AdSense may use cookies and web beacons to serve ads based on your prior visits to this or other websites. Google's use of advertising cookies enables it and its partners to serve ads to you based on your visit to our site and/or other sites on the internet.
You can opt out of personalized advertising by visiting Google's Ads Settings. Alternatively, you can opt out of a third-party vendor's use of cookies for personalized advertising by visiting www.aboutads.info/choices.
Google Analytics
We use Google Analytics to analyze the use of our website. Google Analytics collects information such as how often users visit the site, what pages they visit, and what other sites they used prior to coming to our site. We use the information from Google Analytics only to improve our site and content. Google Analytics collects the IP address assigned to you on the date you visit our site, but does not collect your name or other personally identifying information. You can learn more about how Google uses data at Google's Privacy & Terms page.
How We Use Your Information
We use the information we collect to:
- Operate, maintain, and improve our website and calculators
- Analyze usage trends and user preferences to enhance user experience
- Send you our email newsletter if you have opted in
- Display relevant advertisements through Google AdSense
- Monitor and prevent any technical issues
Third-Party Links
Our website may contain links to third-party websites, including government agencies, lenders, and other resources. We are not responsible for the privacy practices or content of these external sites. We encourage you to read the privacy policies of any third-party sites you visit.
Data Retention
We retain your email address for as long as you remain subscribed to our newsletter. Usage data and analytics information is retained in aggregated form and is not associated with individual users. Cookie data is retained according to the expiration policies set by Google and other third-party providers.
Children's Privacy
MortgageMathLab is not directed at children under the age of 13. We do not knowingly collect personal information from children under 13. If we become aware that we have collected personal information from a child under 13, we will take steps to delete that information promptly. If you believe a child under 13 has provided us with personal information, please contact us at the address below.
Your Rights and Choices
You have the following rights regarding your information:
- Opt out of email communications: You can unsubscribe from our newsletter at any time by clicking the "unsubscribe" link in any email we send.
- Clear cookies: You can clear cookies from your browser at any time through your browser settings.
- Opt out of personalized ads: Visit Google's Ads Settings to opt out of personalized advertising.
California Residents (CCPA)
If you are a California resident, you have the right to request disclosure of the categories of personal information we have collected about you, the purposes for which we use it, and the categories of third parties with whom we share it. You also have the right to request deletion of your personal information and to opt out of the sale of your personal information. We do not sell personal information. To exercise your rights, please contact us at the email address below.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date. You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.
Contact Us
If you have any questions or concerns about this Privacy Policy, please contact us at: