Mortgage Costs by State
Median home prices, property taxes, closing costs, and first-time buyer programs for all 50 states. Click any state for full analysis.
Alabama$230K medianSouth
0.41% tax$3K closing$2K/yr insuranceNo transfer tax
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Alaska$350K medianWest
1.19% tax$6K closing$1K/yr insuranceNo transfer tax
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Arizona$380K medianWest
0.62% tax$6K closing$2K/yr insuranceNo transfer tax
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Arkansas$195K medianSouth
0.62% tax$3K closing$3K/yr insurance0.33% transfer
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California$785K medianWest
0.73% tax$9K closing$2K/yr insurance0.11% transfer
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Colorado$520K medianWest
0.51% tax$7K closing$3K/yr insurance0.01% transfer
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Connecticut$405K medianNortheast
2.15% tax$9K closing$2K/yr insurance1.25% transfer
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Delaware$355K medianNortheast
0.56% tax$12K closing$1K/yr insurance4% transfer
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Florida$395K medianSouth
0.86% tax$7K closing$4K/yr insurance0.7% transfer
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Georgia$340K medianSouth
0.92% tax$5K closing$2K/yr insurance0.1% transfer
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Hawaii$830K medianWest
0.28% tax$12K closing$1K/yr insurance0.2% transfer
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Idaho$420K medianWest
0.63% tax$6K closing$2K/yr insuranceNo transfer tax
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Illinois$270K medianMidwest
2.07% tax$5K closing$2K/yr insurance0.1% transfer
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Indiana$240K medianMidwest
0.84% tax$3K closing$2K/yr insuranceNo transfer tax
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Iowa$210K medianMidwest
1.52% tax$2K closing$2K/yr insurance0.16% transfer
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Kansas$225K medianMidwest
1.41% tax$3K closing$3K/yr insuranceNo transfer tax
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Kentucky$210K medianSouth
0.83% tax$3K closing$2K/yr insurance0.1% transfer
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Louisiana$195K medianSouth
0.55% tax$3K closing$4K/yr insuranceNo transfer tax
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Maine$350K medianNortheast
1.3% tax$5K closing$1K/yr insurance0.44% transfer
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Maryland$420K medianNortheast
1.09% tax$11K closing$2K/yr insurance1.5% transfer
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Massachusetts$595K medianNortheast
1.2% tax$10K closing$2K/yr insurance0.456% transfer
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Michigan$240K medianMidwest
1.54% tax$4K closing$2K/yr insurance0.86% transfer
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Minnesota$335K medianMidwest
1.12% tax$5K closing$2K/yr insurance0.33% transfer
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Mississippi$175K medianSouth
0.8% tax$2K closing$2K/yr insuranceNo transfer tax
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Missouri$235K medianMidwest
0.97% tax$2K closing$2K/yr insuranceNo transfer tax
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Montana$430K medianWest
0.74% tax$6K closing$2K/yr insuranceNo transfer tax
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Nebraska$245K medianMidwest
1.73% tax$3K closing$3K/yr insurance0.23% transfer
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Nevada$425K medianWest
0.53% tax$6K closing$2K/yr insurance0.52% transfer
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New Hampshire$430K medianNortheast
2.09% tax$7K closing$1K/yr insurance1.5% transfer
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New Jersey$505K medianNortheast
2.47% tax$10K closing$2K/yr insurance1% transfer
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New Mexico$280K medianWest
0.8% tax$4K closing$2K/yr insuranceNo transfer tax
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New York$430K medianNortheast
1.72% tax$12K closing$2K/yr insurance0.8% transfer
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North Carolina$340K medianSouth
0.78% tax$5K closing$2K/yr insurance0.2% transfer
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North Dakota$255K medianMidwest
0.98% tax$3K closing$2K/yr insuranceNo transfer tax
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Ohio$215K medianMidwest
1.56% tax$3K closing$1K/yr insurance0.4% transfer
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Oklahoma$210K medianSouth
0.88% tax$3K closing$4K/yr insurance0.075% transfer
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Oregon$480K medianWest
0.93% tax$7K closing$1K/yr insurance0.1% transfer
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Pennsylvania$280K medianNortheast
1.36% tax$5K closing$1K/yr insurance2% transfer
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Rhode Island$425K medianNortheast
1.53% tax$7K closing$2K/yr insurance0.46% transfer
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South Carolina$305K medianSouth
0.57% tax$4K closing$3K/yr insurance0.37% transfer
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South Dakota$295K medianMidwest
1.22% tax$2K closing$2K/yr insurance0.1% transfer
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Tennessee$340K medianSouth
0.56% tax$5K closing$2K/yr insurance0.37% transfer
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Texas$310K medianSouth
1.8% tax$5K closing$4K/yr insuranceNo transfer tax
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Utah$480K medianWest
0.58% tax$6K closing$1K/yr insuranceNo transfer tax
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Vermont$380K medianNortheast
1.9% tax$6K closing$1K/yr insurance1.45% transfer
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Virginia$400K medianSouth
0.82% tax$6K closing$2K/yr insurance0.25% transfer
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Washington$580K medianWest
0.98% tax$8K closing$2K/yr insurance1.78% transfer
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West Virginia$155K medianSouth
0.58% tax$2K closing$1K/yr insurance0.22% transfer
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Wisconsin$280K medianMidwest
1.76% tax$4K closing$1K/yr insurance0.3% transfer
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Wyoming$340K medianWest
0.61% tax$4K closing$2K/yr insuranceNo transfer tax
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