Terms of Service
Last updated: April 2026
Acceptance of Terms
By accessing and using MortgageMathLab (www.mortgagemathlab.com), you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website. We reserve the right to modify these terms at any time, and your continued use of the site following any changes constitutes acceptance of those changes.
Description of Service
MortgageMathLab provides free mortgage calculators, educational content, state and city guides, comparison tools, and related informational resources. Our services are designed to help users understand mortgage-related costs and make more informed decisions about homeownership.
Not Financial Advice
Important: MortgageMathLab provides estimates for educational and informational purposes only. Our calculators, tools, and content do not constitute financial, legal, or tax advice. Always consult with a licensed mortgage professional, financial advisor, or attorney before making financial decisions. Results from our calculators are approximations and should not be relied upon as the sole basis for any financial decision.
Accuracy of Information
We strive to provide accurate and up-to-date information. However, we make no warranties or representations regarding the accuracy, completeness, or reliability of any information on our site. Mortgage rates, property taxes, closing costs, insurance premiums, and other financial data change frequently. Our calculations are based on general formulas and publicly available data, and actual costs may vary significantly based on your specific circumstances, lender, and location.
Third-Party Links
Our website may contain links to third-party websites, including government agencies, lenders, and other financial resources. These links are provided for your convenience and informational purposes only. We do not endorse, control, or assume responsibility for the content, privacy policies, or practices of any third-party websites. You access third-party sites at your own risk.
Intellectual Property
All content on MortgageMathLab, including but not limited to text, graphics, logos, icons, images, data compilations, calculators, and software, is the property of MortgageMathLab and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, create derivative works of, publicly display, or otherwise use any content from our site without our prior written consent, except for personal, non-commercial use.
User Conduct
When using our website, you agree not to:
- Use the site for any unlawful purpose or in violation of any applicable laws
- Attempt to interfere with, compromise, or disrupt the site or its servers
- Scrape, crawl, or use automated means to access the site in a manner that exceeds reasonable use
- Attempt to gain unauthorized access to any portion of the site
- Use the site to transmit any malicious code, viruses, or harmful content
Limitation of Liability
To the fullest extent permitted by law, MortgageMathLab and its owners, operators, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from your use of or inability to use our site or services. Our total liability for any claim arising out of or relating to these terms or our services shall not exceed the amount you paid to us, if any, during the twelve months preceding the claim.
Indemnification
You agree to indemnify, defend, and hold harmless MortgageMathLab and its owners, operators, and affiliates from and against any claims, liabilities, damages, losses, and expenses arising out of or in any way connected with your access to or use of the site or your violation of these Terms of Service.
Governing Law
These Terms of Service shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law principles. Any disputes arising out of or relating to these terms shall be resolved in the courts of competent jurisdiction.
Changes to These Terms
We reserve the right to update or modify these Terms of Service at any time without prior notice. We will indicate the date of the latest revision by updating the "Last updated" date at the top of this page. Your continued use of the site after any changes constitutes acceptance of the revised terms. We encourage you to review these terms periodically.
Contact Information
If you have any questions about these Terms of Service, please contact us at: