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MortgageMath
Free mortgage calculators for every state

Best States Rankings

Compare all 50 states ranked by property taxes, closing costs, home prices, insurance, and more. Find the best state for your home purchase.

Property Taxes

Lowest Property Taxes
Ranked list of US states with the lowest property tax rates in 2026. Compare effective property tax rates across all 50 ...
Highest Property Taxes
Ranked list of US states with the highest property tax rates in 2026. See which states have the steepest property tax bu...
Highest Tax Burden
Ranked list of US states with the heaviest property tax burden on homeowners in 2026. See where annual tax bills hit hom...
Lowest Real Estate Taxes
Ranked list of US states with the lowest real estate tax rates in 2026. Compare effective tax rates across all 50 states...
Most Tax-Friendly
Ranked list of the most tax-friendly US states for homeowners in 2026. Find states where property taxes take the smalles...

Closing Costs

Lowest Closing Costs (%)
Ranked list of US states with the lowest closing costs as a percentage of home price. Find where buyers pay the least in...
Highest Closing Costs (%)
Ranked list of US states with the highest closing costs as a percentage of home price. See which states charge buyers th...
Lowest Closing Costs ($)
Ranked list of US states with the lowest average closing costs in dollar terms. See where buyers pay the least out-of-po...
Highest Closing Costs ($)
Ranked list of US states with the highest average closing costs in dollar terms. See which states require the most cash ...
Highest Closing Fees
Ranked list of US states with the highest average closing fees in dollar amount in 2026. See which states require the mo...

Home Prices

Most Affordable States
Ranked list of the most affordable US states to buy a home in 2026 based on median home prices. Find where your dollar s...
Most Expensive States
Ranked list of the most expensive US states to buy a home in 2026 based on median home prices. See where housing costs a...
Cheapest States to Buy
The cheapest states to buy a house in 2026 ranked by median home price. Find where you can buy a home for the lowest pri...
Lowest Housing Costs
Ranked list of US states with the lowest total housing costs in 2026. Find where median home prices make homeownership m...

Insurance

Lowest Home Insurance
Ranked list of US states with the cheapest homeowners insurance premiums in 2026. Find where insurance costs are lowest ...
Highest Home Insurance
Ranked list of US states with the most expensive homeowners insurance premiums in 2026. See which states cost the most t...
Cheapest Insurance
Ranked list of US states with the cheapest homeowners insurance premiums in 2026. Compare annual insurance costs across ...

Transfer Taxes

No Transfer Tax States
Complete list of US states that charge no real estate transfer tax when buying or selling a home. Save thousands on your...
Highest Transfer Taxes
Ranked list of US states with the highest real estate transfer tax rates in 2026. See which states charge the most when ...

First-Time Buyers

Best for First-Time Buyers
Ranked list of the best US states for first-time home buyers in 2026. Combines affordability, down payment assistance pr...
Best for Low Down Payment
Ranked list of the best US states for buying a home with a small down payment in 2026. Affordable prices plus strong DPA...
Affordable First Homes
Ranked list of the most affordable US states to buy your first home in 2026. Low median prices and strong assistance pro...

Investment

Best for Investors
Ranked list of the best US states for real estate investment property in 2026. Low median prices mean better cap rates a...
Best for Flipping
Ranked list of the best US states for house flipping in 2026. Low median home prices mean lower acquisition costs and st...

Retirement

Best for Retirees
Ranked list of the best US states for retirees buying a home in 2026. Low property taxes make these states ideal for fix...
The First-Time Buyer Playbook
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