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States with the Highest Transfer Taxes (2026)

Transfer taxes are one-time fees charged when real estate changes hands, typically split between buyer and seller. In high-transfer-tax states like Delaware and Pennsylvania, these fees can add tens of thousands to a transaction. Here are all 50 states ranked from highest to lowest transfer tax rate.

1
Delaware
Median: $355KTax: 0.56%Insurance: $1,300/yr
4%
Transfer Tax Rate
2
Pennsylvania
Median: $280KTax: 1.36%Insurance: $1,400/yr
2%
Transfer Tax Rate
3
Washington
Median: $580KTax: 0.98%Insurance: $1,600/yr
1.78%
Transfer Tax Rate
4
Maryland
Median: $420KTax: 1.09%Insurance: $1,700/yr
1.5%
Transfer Tax Rate
5
New Hampshire
Median: $430KTax: 2.09%Insurance: $1,400/yr
1.5%
Transfer Tax Rate
6
Vermont
Median: $380KTax: 1.9%Insurance: $1,100/yr
1.45%
Transfer Tax Rate
7
Connecticut
Median: $405KTax: 2.15%Insurance: $2,100/yr
1.25%
Transfer Tax Rate
8
New Jersey
Median: $505KTax: 2.47%Insurance: $1,500/yr
1%
Transfer Tax Rate
9
Michigan
Median: $240KTax: 1.54%Insurance: $1,800/yr
0.86%
Transfer Tax Rate
10
New York
Median: $430KTax: 1.72%Insurance: $2,100/yr
0.8%
Transfer Tax Rate
11
Florida
Median: $395KTax: 0.86%Insurance: $4,200/yr
0.7%
Transfer Tax Rate
12
Nevada
Median: $425KTax: 0.53%Insurance: $1,700/yr
0.52%
Transfer Tax Rate
13
Rhode Island
Median: $425KTax: 1.53%Insurance: $2,200/yr
0.46%
Transfer Tax Rate
14
Massachusetts
Median: $595KTax: 1.2%Insurance: $2,200/yr
0.456%
Transfer Tax Rate
15
Maine
Median: $350KTax: 1.3%Insurance: $1,300/yr
0.44%
Transfer Tax Rate
16
Ohio
Median: $215KTax: 1.56%Insurance: $1,400/yr
0.4%
Transfer Tax Rate
17
South Carolina
Median: $305KTax: 0.57%Insurance: $2,600/yr
0.37%
Transfer Tax Rate
18
Tennessee
Median: $340KTax: 0.56%Insurance: $2,400/yr
0.37%
Transfer Tax Rate
19
Arkansas
Median: $195KTax: 0.62%Insurance: $2,500/yr
0.33%
Transfer Tax Rate
20
Minnesota
Median: $335KTax: 1.12%Insurance: $2,100/yr
0.33%
Transfer Tax Rate
21
Wisconsin
Median: $280KTax: 1.76%Insurance: $1,300/yr
0.3%
Transfer Tax Rate
22
Virginia
Median: $400KTax: 0.82%Insurance: $1,700/yr
0.25%
Transfer Tax Rate
23
Nebraska
Median: $245KTax: 1.73%Insurance: $2,800/yr
0.23%
Transfer Tax Rate
24
West Virginia
Median: $155KTax: 0.58%Insurance: $1,400/yr
0.22%
Transfer Tax Rate
25
Hawaii
Median: $830KTax: 0.28%Insurance: $1,200/yr
0.2%
Transfer Tax Rate
26
North Carolina
Median: $340KTax: 0.78%Insurance: $2,300/yr
0.2%
Transfer Tax Rate
27
Iowa
Median: $210KTax: 1.52%Insurance: $1,800/yr
0.16%
Transfer Tax Rate
28
California
Median: $785KTax: 0.73%Insurance: $2,200/yr
0.11%
Transfer Tax Rate
29
Georgia
Median: $340KTax: 0.92%Insurance: $2,200/yr
0.1%
Transfer Tax Rate
30
Illinois
Median: $270KTax: 2.07%Insurance: $1,900/yr
0.1%
Transfer Tax Rate
31
Kentucky
Median: $210KTax: 0.83%Insurance: $2,400/yr
0.1%
Transfer Tax Rate
32
Oregon
Median: $480KTax: 0.93%Insurance: $1,400/yr
0.1%
Transfer Tax Rate
33
South Dakota
Median: $295KTax: 1.22%Insurance: $2,300/yr
0.1%
Transfer Tax Rate
34
Oklahoma
Median: $210KTax: 0.88%Insurance: $3,600/yr
0.075%
Transfer Tax Rate
35
Colorado
Median: $520KTax: 0.51%Insurance: $3,200/yr
0.01%
Transfer Tax Rate
36
Alabama
Median: $230KTax: 0.41%Insurance: $1,950/yr
None
Transfer Tax Rate
37
Alaska
Median: $350KTax: 1.19%Insurance: $1,400/yr
None
Transfer Tax Rate
38
Arizona
Median: $380KTax: 0.62%Insurance: $2,100/yr
None
Transfer Tax Rate
39
Idaho
Median: $420KTax: 0.63%Insurance: $1,600/yr
None
Transfer Tax Rate
40
Indiana
Median: $240KTax: 0.84%Insurance: $1,700/yr
None
Transfer Tax Rate
41
Kansas
Median: $225KTax: 1.41%Insurance: $2,900/yr
None
Transfer Tax Rate
42
Louisiana
Median: $195KTax: 0.55%Insurance: $3,500/yr
None
Transfer Tax Rate
43
Mississippi
Median: $175KTax: 0.8%Insurance: $2,400/yr
None
Transfer Tax Rate
44
Missouri
Median: $235KTax: 0.97%Insurance: $2,200/yr
None
Transfer Tax Rate
45
Montana
Median: $430KTax: 0.74%Insurance: $2,100/yr
None
Transfer Tax Rate
46
New Mexico
Median: $280KTax: 0.8%Insurance: $1,900/yr
None
Transfer Tax Rate
47
North Dakota
Median: $255KTax: 0.98%Insurance: $2,100/yr
None
Transfer Tax Rate
48
Texas
Median: $310KTax: 1.8%Insurance: $3,800/yr
None
Transfer Tax Rate
49
Utah
Median: $480KTax: 0.58%Insurance: $1,200/yr
None
Transfer Tax Rate
50
Wyoming
Median: $340KTax: 0.61%Insurance: $1,800/yr
None
Transfer Tax Rate
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