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MortgageMath
Free mortgage calculators for every state
Free calculators · 50 states · No signup

Mortgage math,
made simple

Free mortgage calculators, closing cost estimates, and first-time buyer guides for every state. Know your numbers before you start house hunting.

Mortgage CalculatorHow Much Can I Afford?

Most Affordable States

All 50 states →
StateMedian PriceTax RateClosing CostsInsuranceTransfer TaxDPA Program
West Virginia$155K0.58%$2K$1K/yr0.22%WVHDF Homeownership Program
Mississippi$175K0.8%$2K$2K/yrNoneMHC Smart Solution
Arkansas$195K0.62%$3K$3K/yr0.33%ADFA Down Payment
Louisiana$195K0.55%$3K$4K/yrNoneLHC Resilience Soft
Iowa$210K1.52%$2K$2K/yr0.16%IFA FirstHome
Kentucky$210K0.83%$3K$2K/yr0.1%KHC Regular DAP
Oklahoma$210K0.88%$3K$4K/yr0.075%OHFA Homebuyer DPA
Ohio$215K1.56%$3K$1K/yr0.4%OHFA Grants for
Kansas$225K1.41%$3K$3K/yrNoneKHRC First-Time Homebuyer
Alabama$230K0.41%$3K$2K/yrNoneAlabama Housing Finance

Homebuyer Calculators

Homebuyer Guides

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Frequently Asked Questions

How much house can I afford?+
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Do I need 20% down to buy a house?+
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