Connecticut vs Massachusetts: Mortgage & Housing Costs
Side-by-side comparison of mortgage costs, property taxes, closing costs, and homeowners insurance between Connecticut and Massachusetts. Updated for 2026.
Metric
Connecticut
Massachusetts
Median Home Price
$405K
$595K
Property Tax Rate
2.15%
1.2%
Avg Closing Costs
$9K
$10K
Closing Cost %
2.1%
1.6%
Transfer Tax
1.25%
0.456%
Homeowners Insurance
$2,100/yr
$2,200/yr
First-Time Buyer Program
CHFA Homebuyer Mortgage
Up to $20,000 DAP loan
MassHousing DPA
Up to $50,000 DPA loan
Verdict
Connecticut and Massachusetts are evenly matched across major housing cost categories. Your decision may come down to other factors like job market, climate, or lifestyle preferences. Use the calculators below to model your specific scenario.