Connecticut vs New Hampshire: Mortgage & Housing Costs
Side-by-side comparison of mortgage costs, property taxes, closing costs, and homeowners insurance between Connecticut and New Hampshire. Updated for 2026.
Metric
Connecticut
New Hampshire
Median Home Price
$405K
$430K
Property Tax Rate
2.15%
2.09%
Avg Closing Costs
$9K
$7K
Closing Cost %
2.1%
1.6%
Transfer Tax
1.25%
1.5%
Homeowners Insurance
$2,100/yr
$1,400/yr
First-Time Buyer Program
CHFA Homebuyer Mortgage
Up to $20,000 DAP loan
NHHFA Home Flex Plus
Up to $20,000 DPA
Verdict
New Hampshire wins 4 of 6 cost categories, making it the more affordable state for homebuyers overall. However, Connecticut has a lower total cost when combining home price, closing costs, and insurance. Both states offer first-time buyer programs — explore the state pages for full details.