Side-by-side comparison of mortgage costs, property taxes, closing costs, and homeowners insurance between Alaska and Idaho. Updated for 2026.
Metric
Alaska
Idaho
Median Home Price
$350K
$420K
Property Tax Rate
1.19%
0.63%
Avg Closing Costs
$6K
$6K
Closing Cost %
1.8%
1.5%
Transfer Tax
None
None
Homeowners Insurance
$1,400/yr
$1,600/yr
First-Time Buyer Program
AHFC First-Time Homebuyer
Tax-exempt mortgage bonds
Idaho Housing DPA
Up to 7% second mortgage
Verdict
Alaska and Idaho are evenly matched across major housing cost categories. Your decision may come down to other factors like job market, climate, or lifestyle preferences. Use the calculators below to model your specific scenario.