Side-by-side comparison of mortgage costs, property taxes, closing costs, and homeowners insurance between Connecticut and Vermont. Updated for 2026.
Metric
Connecticut
Vermont
Median Home Price
$405K
$380K
Property Tax Rate
2.15%
1.9%
Avg Closing Costs
$9K
$6K
Closing Cost %
2.1%
1.6%
Transfer Tax
1.25%
1.45%
Homeowners Insurance
$2,100/yr
$1,100/yr
First-Time Buyer Program
CHFA Homebuyer Mortgage
Up to $20,000 DAP loan
VHFA MOVE Mortgage
$5K–$15K DPA
Verdict
Vermont wins 5 of 6 cost categories, making it the more affordable state for homebuyers overall. With a median home price of $380K and lower overall costs, Vermont offers meaningful savings compared to Connecticut. Both states offer first-time buyer programs — explore the state pages for full details.