Mortgage payment estimates, closing cost breakdowns, and homebuying data for Dublin, Ohio.
Median Home Price
$475K
Population
49K
Avg Monthly Rent
$1,750
Property Tax Rate
1.56% *
* Property tax shown is the Ohio state average effective rate. Actual rates vary by county, city, and school district — check with your local assessor for exact rates in Dublin.
Dublin vs Ohio Median
The median home price in Dublin is $475,000, which is 121% above the Ohio state median of $215,000.
Mortgage Calculator — Dublin, OH
Pre-filled with Dublin median home price and Ohio tax/insurance rates. Adjust for your property.
Three down payment scenarios for a $475K home using Ohio's 1.56% tax rate and $1,400/yr insurance.
5% Down
$3,850/mo
Down: $23,750
Loan: $451K
P&I: $2,852
Tax: $618
Insurance: $117
PMI: $263
10% Down
$3,686/mo
Down: $47,500
Loan: $428K
P&I: $2,702
Tax: $618
Insurance: $117
PMI: $249
20% Down (No PMI)
$3,136/mo
Down: $95,000
Loan: $380K
P&I: $2,402
Tax: $618
Insurance: $117
Income needed (28% rule): $134K/year with 20% down, $158K/year with 10% down.
Rent vs Buy in Dublin
Rent
$1,750/mo
vs
Buy (10% down)
$3,686/mo
Price-to-rent ratio: 22.6 — At a ratio above 20, renting may be more economical in Dublin for shorter stays. Buying costs $1,936 more per month than renting, and it typically takes 5-7 years to break even on the transaction costs of buying.
The median home price in Dublin is $475,000, 121% above the Ohio state median of $215,000. With a population of 49,037, Dublin is a smaller market where home prices reflect strong demand and local economic factors.
Property taxes in Ohio average 1.56% annually. This higher-than-average tax rate means a $475,000 home in Dublin would carry roughly $618/month in property taxes alone — plan accordingly. Homeowners insurance in Ohio runs approximately $1,400 per year. This is within the normal range nationally.
Average rent in Dublin is $1,750/month. With a price-to-rent ratio above 20, renting could be more economical in the short term — use our Rent vs Buy calculator to model your specific timeline.
Dublin is a higher-cost market. At $475K median, buyers need significant savings or strong income. Down payment assistance through Ohio's OHFA Your Choice! Down Payment Assistance program becomes especially important.
Run a Rent vs Buy analysis
Compare total costs of renting vs buying in Dublin.