Mortgage payment estimates, closing cost breakdowns, and homebuying data for Columbus, Ohio.
Pre-filled with Columbus median home price and Ohio tax/insurance rates. Adjust for your property.
Estimated closing costs based on Ohio rates and fees applied to Columbus prices.
The median home price in Columbus is $285,000, 33% above the Ohio state median of $215,000. With a population of 905,748, Columbus is a major metro area where home prices reflect strong demand and local economic factors.
Property taxes in Ohio average 1.56% annually. This higher-than-average tax rate means a $285,000 home in Columbus would carry roughly $371/month in property taxes alone — plan accordingly. Homeowners insurance in Ohio runs approximately $1,400 per year. This is within the normal range nationally.
Average rent in Columbus is $1,280/month. The price-to-rent ratio in Columbus is moderate, meaning the buy-vs-rent decision depends heavily on how long you plan to stay.
Columbus presents moderate affordability. The $285K median puts homeownership within reach for median-income households, though down payment savings and closing costs require planning.