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Mortgage Calculator &
Closing Costs: Akron, OH

Mortgage payment estimates, closing cost breakdowns, and homebuying data for Akron, Ohio.

Median Home Price
$135K
Population
190K
Avg Monthly Rent
$880
Property Tax Rate
1.56%
Akron vs Ohio Median
The median home price in Akron is $135,000, which is 37% below the Ohio state median of $215,000.

Mortgage Calculator — Akron, OH

Pre-filled with Akron median home price and Ohio tax/insurance rates. Adjust for your property.

$
$27,000
%
%
years
OH avg
%
$
Monthly Payment (PITI)
$975
Principal + Interest + Tax + Insurance + PMI
Principal & Interest
$683
per month
Taxes & Insurance
$293
per month
Total Interest Paid
$138K
over 30 years
Total Loan Cost
$246K
all payments
Payment Breakdown
Loan Amount$108,000
Principal & Interest$683
Property Taxes$176
Homeowners Insurance$117
Total Monthly PITI$975

Closing Costs — Akron, OH

Estimated closing costs based on Ohio rates and fees applied to Akron prices.

$
%
Ohio: Avg closing costs 1.4% of price. Transfer tax: 0.4%.
Estimated Closing Costs
$7,073
5.2% of purchase price
Lender Fees
$1,397
origination, underwriting
Third-Party
$2,125
appraisal, title, inspection
Government Fees
$540
transfer taxes, recording
Prepaids + Escrow
$3,011
taxes, insurance, interest
Itemized Costs
Loan Origination (0.8%)$972
Underwriting Fee$350
Credit Report$75
Appraisal$550
Home Inspection$450
Title Search + Insurance$975
Recording Fee$150
Transfer Tax$540
Prepaid Taxes (3 mo)$527
Prepaid Insurance (12 mo)$1,400
Prepaid Interest (15 days)$325
Escrow Reserves$760
Total Closing Costs$7,073

Buying a Home in Akron, Ohio

The median home price in Akron is $135,000, 37% below the Ohio state median of $215,000. With a population of 190,469, Akron is a mid-size city where home prices tend to be more accessible than in many parts of Ohio.

Property taxes in Ohio average 1.56% annually. This higher-than-average tax rate means a $135,000 home in Akron would carry roughly $176/month in property taxes alone — plan accordingly. Homeowners insurance in Ohio runs approximately $1,400 per year. This is within the normal range nationally.

Average rent in Akron is $880/month. With a price-to-rent ratio under 15, buying may be more cost-effective than renting in Akron over the long term.

Akron offers strong affordability. With median prices under $250K, first-time buyers have realistic paths to homeownership, especially combined with Ohio's OHFA Grants for Grads program.

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Compare total costs of renting vs buying in Akron.
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