Mortgage payment estimates, closing cost breakdowns, and homebuying data for Chillicothe, Ohio.
Pre-filled with Chillicothe median home price and Ohio tax/insurance rates. Adjust for your property.
Estimated closing costs based on Ohio rates and fees applied to Chillicothe prices.
The median home price in Chillicothe is $155,000, 28% below the Ohio state median of $215,000. With a population of 21,748, Chillicothe is a smaller market where home prices tend to be more accessible than in many parts of Ohio.
Property taxes in Ohio average 1.56% annually. This higher-than-average tax rate means a $155,000 home in Chillicothe would carry roughly $202/month in property taxes alone — plan accordingly. Homeowners insurance in Ohio runs approximately $1,400 per year. This is within the normal range nationally.
Average rent in Chillicothe is $820/month. The price-to-rent ratio in Chillicothe is moderate, meaning the buy-vs-rent decision depends heavily on how long you plan to stay.
Chillicothe offers strong affordability. With median prices under $250K, first-time buyers have realistic paths to homeownership, especially combined with Ohio's OHFA Your Choice! Down Payment Assistance program.