Mortgage payment estimates, closing cost breakdowns, and homebuying data for Soldotna, Alaska.
Median Home Price
$310K
Population
5K
Avg Monthly Rent
$1,280
Property Tax Rate
1.19% *
* Property tax shown is the Alaska state average effective rate. Actual rates vary by county, city, and school district — check with your local assessor for exact rates in Soldotna.
Soldotna vs Alaska Median
The median home price in Soldotna is $310,000, which is 11% below the Alaska state median of $350,000.
Mortgage Calculator — Soldotna, AK
Pre-filled with Soldotna median home price and Alaska tax/insurance rates. Adjust for your property.
Three down payment scenarios for a $310K home using Alaska's 1.19% tax rate and $1,400/yr insurance.
5% Down
$2,457/mo
Down: $15,500
Loan: $295K
P&I: $1,861
Tax: $307
Insurance: $117
PMI: $172
10% Down
$2,350/mo
Down: $31,000
Loan: $279K
P&I: $1,763
Tax: $307
Insurance: $117
PMI: $163
20% Down (No PMI)
$1,992/mo
Down: $62,000
Loan: $248K
P&I: $1,568
Tax: $307
Insurance: $117
Income needed (28% rule): $85K/year with 20% down, $101K/year with 10% down.
Rent vs Buy in Soldotna
Rent
$1,280/mo
vs
Buy (10% down)
$2,350/mo
Price-to-rent ratio: 20.2 — At a ratio above 20, renting may be more economical in Soldotna for shorter stays. Buying costs $1,070 more per month than renting, and it typically takes 5-7 years to break even on the transaction costs of buying.
The median home price in Soldotna is $310,000, 11% below the Alaska state median of $350,000. With a population of 4,786, Soldotna is a smaller market where home prices tend to be more accessible than in many parts of Alaska.
Property taxes in Alaska average 1.19% annually. This moderate property tax rate means a $310,000 home in Soldotna would carry roughly $307/month in property taxes. Homeowners insurance in Alaska runs approximately $1,400 per year. This is within the normal range nationally.
Average rent in Soldotna is $1,280/month. With a price-to-rent ratio above 20, renting could be more economical in the short term — use our Rent vs Buy calculator to model your specific timeline.
Soldotna presents moderate affordability. The $310K median puts homeownership within reach for median-income households, though down payment savings and closing costs require planning.
Run a Rent vs Buy analysis
Compare total costs of renting vs buying in Soldotna.