Mortgage payment estimates, closing cost breakdowns, and homebuying data for Juneau, Alaska.
Median Home Price
$420K
Population
32K
Avg Monthly Rent
$1,550
Property Tax Rate
1.19% *
* Property tax shown is the Alaska state average effective rate. Actual rates vary by county, city, and school district — check with your local assessor for exact rates in Juneau.
Juneau vs Alaska Median
The median home price in Juneau is $420,000, which is 20% above the Alaska state median of $350,000.
Mortgage Calculator — Juneau, AK
Pre-filled with Juneau median home price and Alaska tax/insurance rates. Adjust for your property.
Three down payment scenarios for a $420K home using Alaska's 1.19% tax rate and $1,400/yr insurance.
5% Down
$3,288/mo
Down: $21,000
Loan: $399K
P&I: $2,522
Tax: $417
Insurance: $117
PMI: $233
10% Down
$3,143/mo
Down: $42,000
Loan: $378K
P&I: $2,389
Tax: $417
Insurance: $117
PMI: $221
20% Down (No PMI)
$2,657/mo
Down: $84,000
Loan: $336K
P&I: $2,124
Tax: $417
Insurance: $117
Income needed (28% rule): $114K/year with 20% down, $135K/year with 10% down.
Rent vs Buy in Juneau
Rent
$1,550/mo
vs
Buy (10% down)
$3,143/mo
Price-to-rent ratio: 22.6 — At a ratio above 20, renting may be more economical in Juneau for shorter stays. Buying costs $1,593 more per month than renting, and it typically takes 5-7 years to break even on the transaction costs of buying.
The median home price in Juneau is $420,000, 20% above the Alaska state median of $350,000. With a population of 32,255, Juneau is a smaller market where home prices reflect strong demand and local economic factors.
Property taxes in Alaska average 1.19% annually. This moderate property tax rate means a $420,000 home in Juneau would carry roughly $417/month in property taxes. Homeowners insurance in Alaska runs approximately $1,400 per year. This is within the normal range nationally.
Average rent in Juneau is $1,550/month. With a price-to-rent ratio above 20, renting could be more economical in the short term — use our Rent vs Buy calculator to model your specific timeline.
Juneau is a higher-cost market. At $420K median, buyers need significant savings or strong income. Down payment assistance through Alaska's AHFC First-Time Homebuyer program becomes especially important.
Run a Rent vs Buy analysis
Compare total costs of renting vs buying in Juneau.