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Mortgage Calculator &
Closing Costs: Juneau, AK

Mortgage payment estimates, closing cost breakdowns, and homebuying data for Juneau, Alaska.

Median Home Price
$420K
Population
32K
Avg Monthly Rent
$1,550
Property Tax Rate
1.19%
Juneau vs Alaska Median
The median home price in Juneau is $420,000, which is 20% above the Alaska state median of $350,000.

Mortgage Calculator — Juneau, AK

Pre-filled with Juneau median home price and Alaska tax/insurance rates. Adjust for your property.

$
$84,000
%
%
years
AK avg
%
$
Monthly Payment (PITI)
$2,657
Principal + Interest + Tax + Insurance + PMI
Principal & Interest
$2,124
per month
Taxes & Insurance
$534
per month
Total Interest Paid
$429K
over 30 years
Total Loan Cost
$765K
all payments
Payment Breakdown
Loan Amount$336,000
Principal & Interest$2,124
Property Taxes$417
Homeowners Insurance$117
Total Monthly PITI$2,657

Closing Costs — Juneau, AK

Estimated closing costs based on Alaska rates and fees applied to Juneau prices.

$
%
Alaska: Avg closing costs 1.8% of price. Transfer tax: 0%.
Estimated Closing Costs
$12,141
2.9% of purchase price
Lender Fees
$3,449
origination, underwriting
Third-Party
$3,550
appraisal, title, inspection
Government Fees
$0
transfer taxes, recording
Prepaids + Escrow
$5,142
taxes, insurance, interest
Itemized Costs
Loan Origination (0.8%)$3,024
Underwriting Fee$350
Credit Report$75
Appraisal$550
Home Inspection$450
Title Search + Insurance$2,400
Recording Fee$150
Prepaid Taxes (3 mo)$1,250
Prepaid Insurance (12 mo)$1,400
Prepaid Interest (15 days)$1,010
Escrow Reserves$1,483
Total Closing Costs$12,141

Buying a Home in Juneau, Alaska

The median home price in Juneau is $420,000, 20% above the Alaska state median of $350,000. With a population of 32,255, Juneau is a smaller market where home prices reflect strong demand and local economic factors.

Property taxes in Alaska average 1.19% annually. This moderate property tax rate means a $420,000 home in Juneau would carry roughly $417/month in property taxes. Homeowners insurance in Alaska runs approximately $1,400 per year. This is within the normal range nationally.

Average rent in Juneau is $1,550/month. With a price-to-rent ratio above 20, renting could be more economical in the short term — use our Rent vs Buy calculator to model your specific timeline.

Juneau is a higher-cost market. At $420K median, buyers need significant savings or strong income. Down payment assistance through Alaska's AHFC First-Time Homebuyer program becomes especially important.

Run a Rent vs Buy analysis
Compare total costs of renting vs buying in Juneau.
Rent vs Buy Calculator →
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