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Mortgage Calculator &
Closing Costs: Wasilla, AK

Mortgage payment estimates, closing cost breakdowns, and homebuying data for Wasilla, Alaska.

Median Home Price
$335K
Population
12K
Avg Monthly Rent
$1,380
Property Tax Rate
1.19% *
* Property tax shown is the Alaska state average effective rate. Actual rates vary by county, city, and school district — check with your local assessor for exact rates in Wasilla.
Wasilla vs Alaska Median
The median home price in Wasilla is $335,000, which is roughly in line with the Alaska state median of $350,000.

Mortgage Calculator — Wasilla, AK

Pre-filled with Wasilla median home price and Alaska tax/insurance rates. Adjust for your property.

$
$67,000
%
%
years
AK avg
%
$
Monthly Payment (PITI)
$2,143
Principal + Interest + Tax + Insurance + PMI
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Principal & Interest
$1,694
per month
Taxes & Insurance
$449
per month
Total Interest Paid
$342K
over 30 years
Total Loan Cost
$610K
all payments
Payment Breakdown
Loan Amount$268,000
Principal & Interest$1,694
Property Taxes$332
Homeowners Insurance$117
Total Monthly PITI$2,143

Closing Costs — Wasilla, AK

Estimated closing costs based on Alaska rates and fees applied to Wasilla prices.

$
%
Alaska: Avg closing costs 1.8% of price. Transfer tax: 0%.
Estimated Closing Costs
$10,394
3.1% of purchase price
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Lender Fees
$2,837
origination, underwriting
Third-Party
$3,125
appraisal, title, inspection
Government Fees
$0
transfer taxes, recording
Prepaids + Escrow
$4,432
taxes, insurance, interest
Itemized Costs
Loan Origination (0.8%)$2,412
Underwriting Fee$350
Credit Report$75
Appraisal$550
Home Inspection$450
Title Search + Insurance$1,975
Recording Fee$150
Prepaid Taxes (3 mo)$997
Prepaid Insurance (12 mo)$1,400
Prepaid Interest (15 days)$805
Escrow Reserves$1,230
Total Closing Costs$10,394

Monthly Payment Scenarios — Wasilla

Three down payment scenarios for a $335K home using Alaska's 1.19% tax rate and $1,400/yr insurance.

5% Down
$2,646/mo
Down: $16,750
Loan: $318K
P&I: $2,012
Tax: $332
Insurance: $117
PMI: $186
10% Down
$2,530/mo
Down: $33,500
Loan: $302K
P&I: $1,906
Tax: $332
Insurance: $117
PMI: $176
20% Down (No PMI)
$2,143/mo
Down: $67,000
Loan: $268K
P&I: $1,694
Tax: $332
Insurance: $117

Income needed (28% rule): $92K/year with 20% down, $108K/year with 10% down.

Rent vs Buy in Wasilla

Rent
$1,380/mo
vs
Buy (10% down)
$2,530/mo
Price-to-rent ratio: 20.2At a ratio above 20, renting may be more economical in Wasilla for shorter stays. Buying costs $1,150 more per month than renting, and it typically takes 5-7 years to break even on the transaction costs of buying.

Run a detailed Rent vs Buy analysis →

Buying a Home in Wasilla, Alaska

The median home price in Wasilla is $335,000, roughly in line with the Alaska state median of $350,000. With a population of 12,459, Wasilla is a smaller market where home prices tend to be more accessible than in many parts of Alaska.

Property taxes in Alaska average 1.19% annually. This moderate property tax rate means a $335,000 home in Wasilla would carry roughly $332/month in property taxes. Homeowners insurance in Alaska runs approximately $1,400 per year. This is within the normal range nationally.

Average rent in Wasilla is $1,380/month. With a price-to-rent ratio above 20, renting could be more economical in the short term — use our Rent vs Buy calculator to model your specific timeline.

Wasilla presents moderate affordability. The $335K median puts homeownership within reach for median-income households, though down payment savings and closing costs require planning.

Run a Rent vs Buy analysis
Compare total costs of renting vs buying in Wasilla.
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