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Mortgage Calculator &
Closing Costs: Marshfield, WI

Mortgage payment estimates, closing cost breakdowns, and homebuying data for Marshfield, Wisconsin.

Median Home Price
$185K
Population
19K
Avg Monthly Rent
$850
Property Tax Rate
1.76%
Marshfield vs Wisconsin Median
The median home price in Marshfield is $185,000, which is 34% below the Wisconsin state median of $280,000.

Mortgage Calculator — Marshfield, WI

Pre-filled with Marshfield median home price and Wisconsin tax/insurance rates. Adjust for your property.

$
$37,000
%
%
years
WI avg
%
$
Monthly Payment (PITI)
$1,315
Principal + Interest + Tax + Insurance + PMI
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Principal & Interest
$935
per month
Taxes & Insurance
$379
per month
Total Interest Paid
$189K
over 30 years
Total Loan Cost
$337K
all payments
Payment Breakdown
Loan Amount$148,000
Principal & Interest$935
Property Taxes$271
Homeowners Insurance$108
Total Monthly PITI$1,315

Closing Costs — Marshfield, WI

Estimated closing costs based on Wisconsin rates and fees applied to Marshfield prices.

$
%
Wisconsin: Avg closing costs 1.4% of price. Transfer tax: 0.3%.
Estimated Closing Costs
$8,276
4.5% of purchase price
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Lender Fees
$1,757
origination, underwriting
Third-Party
$2,375
appraisal, title, inspection
Government Fees
$555
transfer taxes, recording
Prepaids + Escrow
$3,589
taxes, insurance, interest
Itemized Costs
Loan Origination (0.8%)$1,332
Underwriting Fee$350
Credit Report$75
Appraisal$550
Home Inspection$450
Title Search + Insurance$1,225
Recording Fee$150
Transfer Tax$555
Prepaid Taxes (3 mo)$814
Prepaid Insurance (12 mo)$1,300
Prepaid Interest (15 days)$445
Escrow Reserves$1,031
Total Closing Costs$8,276

Buying a Home in Marshfield, Wisconsin

The median home price in Marshfield is $185,000, 34% below the Wisconsin state median of $280,000. With a population of 18,726, Marshfield is a smaller market where home prices tend to be more accessible than in many parts of Wisconsin.

Property taxes in Wisconsin average 1.76% annually. This higher-than-average tax rate means a $185,000 home in Marshfield would carry roughly $271/month in property taxes alone — plan accordingly. Homeowners insurance in Wisconsin runs approximately $1,300 per year. This is within the normal range nationally.

Average rent in Marshfield is $850/month. The price-to-rent ratio in Marshfield is moderate, meaning the buy-vs-rent decision depends heavily on how long you plan to stay.

Marshfield offers strong affordability. With median prices under $250K, first-time buyers have realistic paths to homeownership, especially combined with Wisconsin's WHEDA First-Time Advantage program.

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