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Mortgage Calculator &
Closing Costs: Green Bay, WI

Mortgage payment estimates, closing cost breakdowns, and homebuying data for Green Bay, Wisconsin.

Median Home Price
$225K
Population
107K
Avg Monthly Rent
$1,050
Property Tax Rate
1.76%
Green Bay vs Wisconsin Median
The median home price in Green Bay is $225,000, which is 20% below the Wisconsin state median of $280,000.

Mortgage Calculator — Green Bay, WI

Pre-filled with Green Bay median home price and Wisconsin tax/insurance rates. Adjust for your property.

$
$45,000
%
%
years
WI avg
%
$
Monthly Payment (PITI)
$1,576
Principal + Interest + Tax + Insurance + PMI
Principal & Interest
$1,138
per month
Taxes & Insurance
$438
per month
Total Interest Paid
$230K
over 30 years
Total Loan Cost
$410K
all payments
Payment Breakdown
Loan Amount$180,000
Principal & Interest$1,138
Property Taxes$330
Homeowners Insurance$108
Total Monthly PITI$1,576

Closing Costs — Green Bay, WI

Estimated closing costs based on Wisconsin rates and fees applied to Green Bay prices.

$
%
Wisconsin: Avg closing costs 1.4% of price. Transfer tax: 0.3%.
Estimated Closing Costs
$9,333
4.1% of purchase price
Lender Fees
$2,045
origination, underwriting
Third-Party
$2,575
appraisal, title, inspection
Government Fees
$675
transfer taxes, recording
Prepaids + Escrow
$4,038
taxes, insurance, interest
Itemized Costs
Loan Origination (0.8%)$1,620
Underwriting Fee$350
Credit Report$75
Appraisal$550
Home Inspection$450
Title Search + Insurance$1,425
Recording Fee$150
Transfer Tax$675
Prepaid Taxes (3 mo)$990
Prepaid Insurance (12 mo)$1,300
Prepaid Interest (15 days)$541
Escrow Reserves$1,207
Total Closing Costs$9,333

Buying a Home in Green Bay, Wisconsin

The median home price in Green Bay is $225,000, 20% below the Wisconsin state median of $280,000. With a population of 107,395, Green Bay is a mid-size city where home prices tend to be more accessible than in many parts of Wisconsin.

Property taxes in Wisconsin average 1.76% annually. This higher-than-average tax rate means a $225,000 home in Green Bay would carry roughly $330/month in property taxes alone — plan accordingly. Homeowners insurance in Wisconsin runs approximately $1,300 per year. This is within the normal range nationally.

Average rent in Green Bay is $1,050/month. The price-to-rent ratio in Green Bay is moderate, meaning the buy-vs-rent decision depends heavily on how long you plan to stay.

Green Bay offers strong affordability. With median prices under $250K, first-time buyers have realistic paths to homeownership, especially combined with Wisconsin's WHEDA First-Time Advantage program.

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