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Mortgage Calculator &
Closing Costs: Longview, WA

Mortgage payment estimates, closing cost breakdowns, and homebuying data for Longview, Washington.

Median Home Price
$335K
Population
39K
Avg Monthly Rent
$1,220
Property Tax Rate
0.98% *
* Property tax shown is the Washington state average effective rate. Actual rates vary by county, city, and school district — check with your local assessor for exact rates in Longview.
Longview vs Washington Median
The median home price in Longview is $335,000, which is 42% below the Washington state median of $580,000.

Mortgage Calculator — Longview, WA

Pre-filled with Longview median home price and Washington tax/insurance rates. Adjust for your property.

$
$67,000
%
%
years
WA avg
%
$
Monthly Payment (PITI)
$2,101
Principal + Interest + Tax + Insurance + PMI
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Principal & Interest
$1,694
per month
Taxes & Insurance
$407
per month
Total Interest Paid
$342K
over 30 years
Total Loan Cost
$610K
all payments
Payment Breakdown
Loan Amount$268,000
Principal & Interest$1,694
Property Taxes$274
Homeowners Insurance$133
Total Monthly PITI$2,101

Closing Costs — Longview, WA

Estimated closing costs based on Washington rates and fees applied to Longview prices.

$
%
Washington: Avg closing costs 1.4% of price. Transfer tax: 1.78%.
Estimated Closing Costs
$16,239
4.8% of purchase price
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Lender Fees
$2,837
origination, underwriting
Third-Party
$3,125
appraisal, title, inspection
Government Fees
$5,963
transfer taxes, recording
Prepaids + Escrow
$4,314
taxes, insurance, interest
Itemized Costs
Loan Origination (0.8%)$2,412
Underwriting Fee$350
Credit Report$75
Appraisal$550
Home Inspection$450
Title Search + Insurance$1,975
Recording Fee$150
Transfer Tax$5,963
Prepaid Taxes (3 mo)$821
Prepaid Insurance (12 mo)$1,600
Prepaid Interest (15 days)$805
Escrow Reserves$1,087
Total Closing Costs$16,239

Monthly Payment Scenarios — Longview

Three down payment scenarios for a $335K home using Washington's 0.98% tax rate and $1,600/yr insurance.

5% Down
$2,604/mo
Down: $16,750
Loan: $318K
P&I: $2,012
Tax: $274
Insurance: $133
PMI: $186
10% Down
$2,488/mo
Down: $33,500
Loan: $302K
P&I: $1,906
Tax: $274
Insurance: $133
PMI: $176
20% Down (No PMI)
$2,101/mo
Down: $67,000
Loan: $268K
P&I: $1,694
Tax: $274
Insurance: $133

Income needed (28% rule): $90K/year with 20% down, $107K/year with 10% down.

Rent vs Buy in Longview

Rent
$1,220/mo
vs
Buy (10% down)
$2,488/mo
Price-to-rent ratio: 22.9At a ratio above 20, renting may be more economical in Longview for shorter stays. Buying costs $1,268 more per month than renting, and it typically takes 5-7 years to break even on the transaction costs of buying.

Run a detailed Rent vs Buy analysis →

Buying a Home in Longview, Washington

The median home price in Longview is $335,000, 42% below the Washington state median of $580,000. With a population of 39,138, Longview is a smaller market where home prices tend to be more accessible than in many parts of Washington.

Property taxes in Washington average 0.98% annually. This moderate property tax rate means a $335,000 home in Longview would carry roughly $274/month in property taxes. Homeowners insurance in Washington runs approximately $1,600 per year. This is within the normal range nationally.

Average rent in Longview is $1,220/month. With a price-to-rent ratio above 20, renting could be more economical in the short term — use our Rent vs Buy calculator to model your specific timeline.

Longview presents moderate affordability. The $335K median puts homeownership within reach for median-income households, though down payment savings and closing costs require planning.

Run a Rent vs Buy analysis
Compare total costs of renting vs buying in Longview.
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