Mortgage payment estimates, closing cost breakdowns, and homebuying data for Vancouver, Washington.
Pre-filled with Vancouver median home price and Washington tax/insurance rates. Adjust for your property.
Estimated closing costs based on Washington rates and fees applied to Vancouver prices.
The median home price in Vancouver is $445,000, 23% below the Washington state median of $580,000. With a population of 190,915, Vancouver is a mid-size city where home prices tend to be more accessible than in many parts of Washington.
Property taxes in Washington average 0.98% annually. This moderate property tax rate means a $445,000 home in Vancouver would carry roughly $363/month in property taxes. Homeowners insurance in Washington runs approximately $1,600 per year. This is within the normal range nationally.
Average rent in Vancouver is $1,520/month. With a price-to-rent ratio above 20, renting could be more economical in the short term — use our Rent vs Buy calculator to model your specific timeline.
Vancouver is a higher-cost market. At $445K median, buyers need significant savings or strong income. Down payment assistance through Washington's WSHFC Home Advantage program becomes especially important.