Mortgage payment estimates, closing cost breakdowns, and homebuying data for Ellensburg, Washington.
Pre-filled with Ellensburg median home price and Washington tax/insurance rates. Adjust for your property.
Estimated closing costs based on Washington rates and fees applied to Ellensburg prices.
The median home price in Ellensburg is $365,000, 37% below the Washington state median of $580,000. With a population of 21,009, Ellensburg is a smaller market where home prices tend to be more accessible than in many parts of Washington.
Property taxes in Washington average 0.98% annually. This moderate property tax rate means a $365,000 home in Ellensburg would carry roughly $298/month in property taxes. Homeowners insurance in Washington runs approximately $1,600 per year. This is within the normal range nationally.
Average rent in Ellensburg is $1,280/month. With a price-to-rent ratio above 20, renting could be more economical in the short term — use our Rent vs Buy calculator to model your specific timeline.
Ellensburg presents moderate affordability. The $365K median puts homeownership within reach for median-income households, though down payment savings and closing costs require planning.