Mortgage payment estimates, closing cost breakdowns, and homebuying data for Logan, Utah.
Median Home Price
$375K
Population
53K
Avg Monthly Rent
$1,220
Property Tax Rate
0.58% *
* Property tax shown is the Utah state average effective rate. Actual rates vary by county, city, and school district — check with your local assessor for exact rates in Logan.
Logan vs Utah Median
The median home price in Logan is $375,000, which is 22% below the Utah state median of $480,000.
Mortgage Calculator — Logan, UT
Pre-filled with Logan median home price and Utah tax/insurance rates. Adjust for your property.
Three down payment scenarios for a $375K home using Utah's 0.58% tax rate and $1,200/yr insurance.
5% Down
$2,741/mo
Down: $18,750
Loan: $356K
P&I: $2,252
Tax: $181
Insurance: $100
PMI: $208
10% Down
$2,611/mo
Down: $37,500
Loan: $338K
P&I: $2,133
Tax: $181
Insurance: $100
PMI: $197
20% Down (No PMI)
$2,177/mo
Down: $75,000
Loan: $300K
P&I: $1,896
Tax: $181
Insurance: $100
Income needed (28% rule): $93K/year with 20% down, $112K/year with 10% down.
Rent vs Buy in Logan
Rent
$1,220/mo
vs
Buy (10% down)
$2,611/mo
Price-to-rent ratio: 25.6 — At a ratio above 20, renting may be more economical in Logan for shorter stays. Buying costs $1,391 more per month than renting, and it typically takes 5-7 years to break even on the transaction costs of buying.
The median home price in Logan is $375,000, 22% below the Utah state median of $480,000. With a population of 52,778, Logan is a smaller market where home prices tend to be more accessible than in many parts of Utah.
Property taxes in Utah average 0.58% annually. This low property tax rate is a significant advantage for Logan buyers, keeping your monthly costs well below what you'd pay in higher-tax states. Homeowners insurance in Utah runs approximately $1,200 per year. This is within the normal range nationally.
Average rent in Logan is $1,220/month. With a price-to-rent ratio above 20, renting could be more economical in the short term — use our Rent vs Buy calculator to model your specific timeline.
Logan presents moderate affordability. The $375K median puts homeownership within reach for median-income households, though down payment savings and closing costs require planning.
Run a Rent vs Buy analysis
Compare total costs of renting vs buying in Logan.