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Mortgage Calculator &
Closing Costs: West Jordan, UT

Mortgage payment estimates, closing cost breakdowns, and homebuying data for West Jordan, Utah.

Median Home Price
$475K
Population
117K
Avg Monthly Rent
$1,520
Property Tax Rate
0.58%
West Jordan vs Utah Median
The median home price in West Jordan is $475,000, which is roughly in line with the Utah state median of $480,000.

Mortgage Calculator — West Jordan, UT

Pre-filled with West Jordan median home price and Utah tax/insurance rates. Adjust for your property.

$
$95,000
%
%
years
UT avg
%
$
Monthly Payment (PITI)
$2,731
Principal + Interest + Tax + Insurance + PMI
Principal & Interest
$2,402
per month
Taxes & Insurance
$330
per month
Total Interest Paid
$485K
over 30 years
Total Loan Cost
$865K
all payments
Payment Breakdown
Loan Amount$380,000
Principal & Interest$2,402
Property Taxes$230
Homeowners Insurance$100
Total Monthly PITI$2,731

Closing Costs — West Jordan, UT

Estimated closing costs based on Utah rates and fees applied to West Jordan prices.

$
%
Utah: Avg closing costs 1.3% of price. Transfer tax: 0%.
Estimated Closing Costs
$11,589
2.4% of purchase price
Lender Fees
$3,845
origination, underwriting
Third-Party
$3,825
appraisal, title, inspection
Government Fees
$0
transfer taxes, recording
Prepaids + Escrow
$3,919
taxes, insurance, interest
Itemized Costs
Loan Origination (0.8%)$3,420
Underwriting Fee$350
Credit Report$75
Appraisal$550
Home Inspection$450
Title Search + Insurance$2,675
Recording Fee$150
Prepaid Taxes (3 mo)$689
Prepaid Insurance (12 mo)$1,200
Prepaid Interest (15 days)$1,142
Escrow Reserves$889
Total Closing Costs$11,589

Buying a Home in West Jordan, Utah

The median home price in West Jordan is $475,000, roughly in line with the Utah state median of $480,000. With a population of 116,961, West Jordan is a mid-size city where home prices tend to be more accessible than in many parts of Utah.

Property taxes in Utah average 0.58% annually. This low property tax rate is a significant advantage for West Jordan buyers, keeping your monthly costs well below what you'd pay in higher-tax states. Homeowners insurance in Utah runs approximately $1,200 per year. This is within the normal range nationally.

Average rent in West Jordan is $1,520/month. With a price-to-rent ratio above 20, renting could be more economical in the short term — use our Rent vs Buy calculator to model your specific timeline.

West Jordan is a higher-cost market. At $475K median, buyers need significant savings or strong income. Down payment assistance through Utah's UHC FirstHome Loan program becomes especially important.

Run a Rent vs Buy analysis
Compare total costs of renting vs buying in West Jordan.
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