Mortgage Calculator & Closing Costs: West Jordan, UT
Mortgage payment estimates, closing cost breakdowns, and homebuying data for West Jordan, Utah.
Median Home Price
$475K
Population
117K
Avg Monthly Rent
$1,520
Property Tax Rate
0.58% *
* Property tax shown is the Utah state average effective rate. Actual rates vary by county, city, and school district — check with your local assessor for exact rates in West Jordan.
West Jordan vs Utah Median
The median home price in West Jordan is $475,000, which is roughly in line with the Utah state median of $480,000.
Mortgage Calculator — West Jordan, UT
Pre-filled with West Jordan median home price and Utah tax/insurance rates. Adjust for your property.
Three down payment scenarios for a $475K home using Utah's 0.58% tax rate and $1,200/yr insurance.
5% Down
$3,445/mo
Down: $23,750
Loan: $451K
P&I: $2,852
Tax: $230
Insurance: $100
PMI: $263
10% Down
$3,281/mo
Down: $47,500
Loan: $428K
P&I: $2,702
Tax: $230
Insurance: $100
PMI: $249
20% Down (No PMI)
$2,731/mo
Down: $95,000
Loan: $380K
P&I: $2,402
Tax: $230
Insurance: $100
Income needed (28% rule): $117K/year with 20% down, $141K/year with 10% down.
Rent vs Buy in West Jordan
Rent
$1,520/mo
vs
Buy (10% down)
$3,281/mo
Price-to-rent ratio: 26.0 — At a ratio above 20, renting may be more economical in West Jordan for shorter stays. Buying costs $1,761 more per month than renting, and it typically takes 5-7 years to break even on the transaction costs of buying.
The median home price in West Jordan is $475,000, roughly in line with the Utah state median of $480,000. With a population of 116,961, West Jordan is a mid-size city where home prices tend to be more accessible than in many parts of Utah.
Property taxes in Utah average 0.58% annually. This low property tax rate is a significant advantage for West Jordan buyers, keeping your monthly costs well below what you'd pay in higher-tax states. Homeowners insurance in Utah runs approximately $1,200 per year. This is within the normal range nationally.
Average rent in West Jordan is $1,520/month. With a price-to-rent ratio above 20, renting could be more economical in the short term — use our Rent vs Buy calculator to model your specific timeline.
West Jordan is a higher-cost market. At $475K median, buyers need significant savings or strong income. Down payment assistance through Utah's UHC FirstHome Loan program becomes especially important.
Run a Rent vs Buy analysis
Compare total costs of renting vs buying in West Jordan.