Mortgage payment estimates, closing cost breakdowns, and homebuying data for Bartlesville, Oklahoma.
Pre-filled with Bartlesville median home price and Oklahoma tax/insurance rates. Adjust for your property.
Estimated closing costs based on Oklahoma rates and fees applied to Bartlesville prices.
The median home price in Bartlesville is $165,000, 21% below the Oklahoma state median of $210,000. With a population of 36,495, Bartlesville is a smaller market where home prices tend to be more accessible than in many parts of Oklahoma.
Property taxes in Oklahoma average 0.88% annually. This moderate property tax rate means a $165,000 home in Bartlesville would carry roughly $121/month in property taxes. Homeowners insurance in Oklahoma runs approximately $3,600 per year. Insurance costs are notably high — factor this into your monthly budget.
Average rent in Bartlesville is $850/month. The price-to-rent ratio in Bartlesville is moderate, meaning the buy-vs-rent decision depends heavily on how long you plan to stay.
Bartlesville offers strong affordability. With median prices under $250K, first-time buyers have realistic paths to homeownership, especially combined with Oklahoma's OHFA Homebuyer DPA program.