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Closing Costs: Broken Arrow, OK

Mortgage payment estimates, closing cost breakdowns, and homebuying data for Broken Arrow, Oklahoma.

Median Home Price
$275K
Population
114K
Avg Monthly Rent
$1,220
Property Tax Rate
0.88%
Broken Arrow vs Oklahoma Median
The median home price in Broken Arrow is $275,000, which is 31% above the Oklahoma state median of $210,000.

Mortgage Calculator — Broken Arrow, OK

Pre-filled with Broken Arrow median home price and Oklahoma tax/insurance rates. Adjust for your property.

$
$55,000
%
%
years
OK avg
%
$
Monthly Payment (PITI)
$1,892
Principal + Interest + Tax + Insurance + PMI
Principal & Interest
$1,391
per month
Taxes & Insurance
$502
per month
Total Interest Paid
$281K
over 30 years
Total Loan Cost
$501K
all payments
Payment Breakdown
Loan Amount$220,000
Principal & Interest$1,391
Property Taxes$202
Homeowners Insurance$300
Total Monthly PITI$1,892

Closing Costs — Broken Arrow, OK

Estimated closing costs based on Oklahoma rates and fees applied to Broken Arrow prices.

$
%
Oklahoma: Avg closing costs 1.3% of price. Transfer tax: 0.075%.
Estimated Closing Costs
$11,507
4.2% of purchase price
Lender Fees
$2,405
origination, underwriting
Third-Party
$2,825
appraisal, title, inspection
Government Fees
$206
transfer taxes, recording
Prepaids + Escrow
$6,071
taxes, insurance, interest
Itemized Costs
Loan Origination (0.8%)$1,980
Underwriting Fee$350
Credit Report$75
Appraisal$550
Home Inspection$450
Title Search + Insurance$1,675
Recording Fee$150
Transfer Tax$206
Prepaid Taxes (3 mo)$605
Prepaid Insurance (12 mo)$3,600
Prepaid Interest (15 days)$661
Escrow Reserves$1,205
Total Closing Costs$11,507

Buying a Home in Broken Arrow, Oklahoma

The median home price in Broken Arrow is $275,000, 31% above the Oklahoma state median of $210,000. With a population of 113,540, Broken Arrow is a mid-size city where home prices reflect strong demand and local economic factors.

Property taxes in Oklahoma average 0.88% annually. This moderate property tax rate means a $275,000 home in Broken Arrow would carry roughly $202/month in property taxes. Homeowners insurance in Oklahoma runs approximately $3,600 per year. Insurance costs are notably high — factor this into your monthly budget.

Average rent in Broken Arrow is $1,220/month. The price-to-rent ratio in Broken Arrow is moderate, meaning the buy-vs-rent decision depends heavily on how long you plan to stay.

Broken Arrow presents moderate affordability. The $275K median puts homeownership within reach for median-income households, though down payment savings and closing costs require planning.

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