Mortgage payment estimates, closing cost breakdowns, and homebuying data for Littleton, New Hampshire.
Median Home Price
$295K
Population
6K
Avg Monthly Rent
$1,220
Property Tax Rate
2.09% *
* Property tax shown is the New Hampshire state average effective rate. Actual rates vary by county, city, and school district — check with your local assessor for exact rates in Littleton.
Littleton vs New Hampshire Median
The median home price in Littleton is $295,000, which is 31% below the New Hampshire state median of $430,000.
Mortgage Calculator — Littleton, NH
Pre-filled with Littleton median home price and New Hampshire tax/insurance rates. Adjust for your property.
Three down payment scenarios for a $295K home using New Hampshire's 2.09% tax rate and $1,400/yr insurance.
5% Down
$2,565/mo
Down: $14,750
Loan: $280K
P&I: $1,771
Tax: $514
Insurance: $117
PMI: $163
10% Down
$2,463/mo
Down: $29,500
Loan: $266K
P&I: $1,678
Tax: $514
Insurance: $117
PMI: $155
20% Down (No PMI)
$2,122/mo
Down: $59,000
Loan: $236K
P&I: $1,492
Tax: $514
Insurance: $117
Income needed (28% rule): $91K/year with 20% down, $106K/year with 10% down.
Rent vs Buy in Littleton
Rent
$1,220/mo
vs
Buy (10% down)
$2,463/mo
Price-to-rent ratio: 20.2 — At a ratio above 20, renting may be more economical in Littleton for shorter stays. Buying costs $1,243 more per month than renting, and it typically takes 5-7 years to break even on the transaction costs of buying.
The median home price in Littleton is $295,000, 31% below the New Hampshire state median of $430,000. With a population of 5,928, Littleton is a smaller market where home prices tend to be more accessible than in many parts of New Hampshire.
Property taxes in New Hampshire average 2.09% annually. This higher-than-average tax rate means a $295,000 home in Littleton would carry roughly $514/month in property taxes alone — plan accordingly. Homeowners insurance in New Hampshire runs approximately $1,400 per year. This is within the normal range nationally.
Average rent in Littleton is $1,220/month. With a price-to-rent ratio above 20, renting could be more economical in the short term — use our Rent vs Buy calculator to model your specific timeline.
Littleton presents moderate affordability. The $295K median puts homeownership within reach for median-income households, though down payment savings and closing costs require planning.
Run a Rent vs Buy analysis
Compare total costs of renting vs buying in Littleton.