Mortgage payment estimates, closing cost breakdowns, and homebuying data for Nashua, New Hampshire.
Median Home Price
$435K
Population
91K
Avg Monthly Rent
$1,750
Property Tax Rate
2.09% *
* Property tax shown is the New Hampshire state average effective rate. Actual rates vary by county, city, and school district — check with your local assessor for exact rates in Nashua.
Nashua vs New Hampshire Median
The median home price in Nashua is $435,000, which is roughly in line with the New Hampshire state median of $430,000.
Mortgage Calculator — Nashua, NH
Pre-filled with Nashua median home price and New Hampshire tax/insurance rates. Adjust for your property.
Three down payment scenarios for a $435K home using New Hampshire's 2.09% tax rate and $1,400/yr insurance.
5% Down
$3,727/mo
Down: $21,750
Loan: $413K
P&I: $2,612
Tax: $758
Insurance: $117
PMI: $241
10% Down
$3,577/mo
Down: $43,500
Loan: $392K
P&I: $2,475
Tax: $758
Insurance: $117
PMI: $228
20% Down (No PMI)
$3,074/mo
Down: $87,000
Loan: $348K
P&I: $2,200
Tax: $758
Insurance: $117
Income needed (28% rule): $132K/year with 20% down, $153K/year with 10% down.
Rent vs Buy in Nashua
Rent
$1,750/mo
vs
Buy (10% down)
$3,577/mo
Price-to-rent ratio: 20.7 — At a ratio above 20, renting may be more economical in Nashua for shorter stays. Buying costs $1,827 more per month than renting, and it typically takes 5-7 years to break even on the transaction costs of buying.
The median home price in Nashua is $435,000, roughly in line with the New Hampshire state median of $430,000. With a population of 91,322, Nashua is a smaller market where home prices reflect strong demand and local economic factors.
Property taxes in New Hampshire average 2.09% annually. This higher-than-average tax rate means a $435,000 home in Nashua would carry roughly $758/month in property taxes alone — plan accordingly. Homeowners insurance in New Hampshire runs approximately $1,400 per year. This is within the normal range nationally.
Average rent in Nashua is $1,750/month. With a price-to-rent ratio above 20, renting could be more economical in the short term — use our Rent vs Buy calculator to model your specific timeline.
Nashua is a higher-cost market. At $435K median, buyers need significant savings or strong income. Down payment assistance through New Hampshire's NHHFA Home Flex Plus program becomes especially important.
Run a Rent vs Buy analysis
Compare total costs of renting vs buying in Nashua.