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Mortgage Calculator &
Closing Costs: Nashua, NH

Mortgage payment estimates, closing cost breakdowns, and homebuying data for Nashua, New Hampshire.

Median Home Price
$435K
Population
91K
Avg Monthly Rent
$1,750
Property Tax Rate
2.09%
Nashua vs New Hampshire Median
The median home price in Nashua is $435,000, which is roughly in line with the New Hampshire state median of $430,000.

Mortgage Calculator — Nashua, NH

Pre-filled with Nashua median home price and New Hampshire tax/insurance rates. Adjust for your property.

$
$87,000
%
%
years
NH avg
%
$
Monthly Payment (PITI)
$3,074
Principal + Interest + Tax + Insurance + PMI
Principal & Interest
$2,200
per month
Taxes & Insurance
$875
per month
Total Interest Paid
$444K
over 30 years
Total Loan Cost
$792K
all payments
Payment Breakdown
Loan Amount$348,000
Principal & Interest$2,200
Property Taxes$758
Homeowners Insurance$117
Total Monthly PITI$3,074

Closing Costs — Nashua, NH

Estimated closing costs based on New Hampshire rates and fees applied to Nashua prices.

$
%
New Hampshire: Avg closing costs 1.6% of price. Transfer tax: 1.5%.
Estimated Closing Costs
$20,932
4.8% of purchase price
Lender Fees
$3,557
origination, underwriting
Third-Party
$3,625
appraisal, title, inspection
Government Fees
$6,525
transfer taxes, recording
Prepaids + Escrow
$7,225
taxes, insurance, interest
Itemized Costs
Loan Origination (0.8%)$3,132
Underwriting Fee$350
Credit Report$75
Appraisal$550
Home Inspection$450
Title Search + Insurance$2,475
Recording Fee$150
Transfer Tax$6,525
Prepaid Taxes (3 mo)$2,273
Prepaid Insurance (12 mo)$1,400
Prepaid Interest (15 days)$1,046
Escrow Reserves$2,506
Total Closing Costs$20,932

Buying a Home in Nashua, New Hampshire

The median home price in Nashua is $435,000, roughly in line with the New Hampshire state median of $430,000. With a population of 91,322, Nashua is a smaller market where home prices reflect strong demand and local economic factors.

Property taxes in New Hampshire average 2.09% annually. This higher-than-average tax rate means a $435,000 home in Nashua would carry roughly $758/month in property taxes alone — plan accordingly. Homeowners insurance in New Hampshire runs approximately $1,400 per year. This is within the normal range nationally.

Average rent in Nashua is $1,750/month. With a price-to-rent ratio above 20, renting could be more economical in the short term — use our Rent vs Buy calculator to model your specific timeline.

Nashua is a higher-cost market. At $435K median, buyers need significant savings or strong income. Down payment assistance through New Hampshire's NHHFA Home Flex Plus program becomes especially important.

Run a Rent vs Buy analysis
Compare total costs of renting vs buying in Nashua.
Rent vs Buy Calculator →
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