Mortgage payment estimates, closing cost breakdowns, and homebuying data for Augusta, Georgia.
Pre-filled with Augusta median home price and Georgia tax/insurance rates. Adjust for your property.
Estimated closing costs based on Georgia rates and fees applied to Augusta prices.
The median home price in Augusta is $195,000, 43% below the Georgia state median of $340,000. With a population of 202,081, Augusta is a mid-size city where home prices tend to be more accessible than in many parts of Georgia.
Property taxes in Georgia average 0.92% annually. This moderate property tax rate means a $195,000 home in Augusta would carry roughly $150/month in property taxes. Homeowners insurance in Georgia runs approximately $2,200 per year. This is within the normal range nationally.
Average rent in Augusta is $1,050/month. The price-to-rent ratio in Augusta is moderate, meaning the buy-vs-rent decision depends heavily on how long you plan to stay.
Augusta offers strong affordability. With median prices under $250K, first-time buyers have realistic paths to homeownership, especially combined with Georgia's Georgia Dream Homeownership program.