Mortgage payment estimates, closing cost breakdowns, and homebuying data for Athens, Georgia.
Pre-filled with Athens median home price and Georgia tax/insurance rates. Adjust for your property.
Estimated closing costs based on Georgia rates and fees applied to Athens prices.
The median home price in Athens is $285,000, 16% below the Georgia state median of $340,000. With a population of 127,064, Athens is a mid-size city where home prices tend to be more accessible than in many parts of Georgia.
Property taxes in Georgia average 0.92% annually. This moderate property tax rate means a $285,000 home in Athens would carry roughly $219/month in property taxes. Homeowners insurance in Georgia runs approximately $2,200 per year. This is within the normal range nationally.
Average rent in Athens is $1,250/month. The price-to-rent ratio in Athens is moderate, meaning the buy-vs-rent decision depends heavily on how long you plan to stay.
Athens presents moderate affordability. The $285K median puts homeownership within reach for median-income households, though down payment savings and closing costs require planning.