Mortgage payment estimates, closing cost breakdowns, and homebuying data for Weirton, West Virginia.
Median Home Price
$95K
Population
19K
Avg Monthly Rent
$680
Property Tax Rate
0.58% *
* Property tax shown is the West Virginia state average effective rate. Actual rates vary by county, city, and school district — check with your local assessor for exact rates in Weirton.
Weirton vs West Virginia Median
The median home price in Weirton is $95,000, which is 39% below the West Virginia state median of $155,000.
Mortgage Calculator — Weirton, WV
Pre-filled with Weirton median home price and West Virginia tax/insurance rates. Adjust for your property.
Three down payment scenarios for a $95K home using West Virginia's 0.58% tax rate and $1,400/yr insurance.
5% Down
$786/mo
Down: $4,750
Loan: $90K
P&I: $570
Tax: $46
Insurance: $117
PMI: $53
10% Down
$753/mo
Down: $9,500
Loan: $86K
P&I: $540
Tax: $46
Insurance: $117
PMI: $50
20% Down (No PMI)
$643/mo
Down: $19,000
Loan: $76K
P&I: $480
Tax: $46
Insurance: $117
Income needed (28% rule): $28K/year with 20% down, $32K/year with 10% down.
Rent vs Buy in Weirton
Rent
$680/mo
vs
Buy (10% down)
$753/mo
Price-to-rent ratio: 11.6 — With a ratio under 15, buying in Weirton is likely more cost-effective than renting if you plan to stay 3+ years. The monthly cost of buying is $73 more than renting, but you build equity with every payment.
The median home price in Weirton is $95,000, 39% below the West Virginia state median of $155,000. With a population of 18,580, Weirton is a smaller market where home prices tend to be more accessible than in many parts of West Virginia.
Property taxes in West Virginia average 0.58% annually. This low property tax rate is a significant advantage for Weirton buyers, keeping your monthly costs well below what you'd pay in higher-tax states. Homeowners insurance in West Virginia runs approximately $1,400 per year. This is within the normal range nationally.
Average rent in Weirton is $680/month. With a price-to-rent ratio under 15, buying may be more cost-effective than renting in Weirton over the long term.
Weirton offers strong affordability. With median prices under $250K, first-time buyers have realistic paths to homeownership, especially combined with West Virginia's WVHDF Homeownership Program program.
Run a Rent vs Buy analysis
Compare total costs of renting vs buying in Weirton.