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Mortgage Calculator &
Closing Costs: Bridgeport, WV

Mortgage payment estimates, closing cost breakdowns, and homebuying data for Bridgeport, West Virginia.

Median Home Price
$285K
Population
9K
Avg Monthly Rent
$1,120
Property Tax Rate
0.58%
Bridgeport vs West Virginia Median
The median home price in Bridgeport is $285,000, which is 84% above the West Virginia state median of $155,000.

Mortgage Calculator — Bridgeport, WV

Pre-filled with Bridgeport median home price and West Virginia tax/insurance rates. Adjust for your property.

$
$57,000
%
%
years
WV avg
%
$
Monthly Payment (PITI)
$1,696
Principal + Interest + Tax + Insurance + PMI
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Principal & Interest
$1,441
per month
Taxes & Insurance
$255
per month
Total Interest Paid
$291K
over 30 years
Total Loan Cost
$519K
all payments
Payment Breakdown
Loan Amount$228,000
Principal & Interest$1,441
Property Taxes$138
Homeowners Insurance$117
Total Monthly PITI$1,696

Closing Costs — Bridgeport, WV

Estimated closing costs based on West Virginia rates and fees applied to Bridgeport prices.

$
%
West Virginia: Avg closing costs 1.5% of price. Transfer tax: 0.22%.
Estimated Closing Costs
$9,124
3.2% of purchase price
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Lender Fees
$2,477
origination, underwriting
Third-Party
$2,875
appraisal, title, inspection
Government Fees
$627
transfer taxes, recording
Prepaids + Escrow
$3,145
taxes, insurance, interest
Itemized Costs
Loan Origination (0.8%)$2,052
Underwriting Fee$350
Credit Report$75
Appraisal$550
Home Inspection$450
Title Search + Insurance$1,725
Recording Fee$150
Transfer Tax$627
Prepaid Taxes (3 mo)$413
Prepaid Insurance (12 mo)$1,400
Prepaid Interest (15 days)$685
Escrow Reserves$647
Total Closing Costs$9,124

Buying a Home in Bridgeport, West Virginia

The median home price in Bridgeport is $285,000, 84% above the West Virginia state median of $155,000. With a population of 9,270, Bridgeport is a smaller market where home prices reflect strong demand and local economic factors.

Property taxes in West Virginia average 0.58% annually. This low property tax rate is a significant advantage for Bridgeport buyers, keeping your monthly costs well below what you'd pay in higher-tax states. Homeowners insurance in West Virginia runs approximately $1,400 per year. This is within the normal range nationally.

Average rent in Bridgeport is $1,120/month. With a price-to-rent ratio above 20, renting could be more economical in the short term — use our Rent vs Buy calculator to model your specific timeline.

Bridgeport presents moderate affordability. The $285K median puts homeownership within reach for median-income households, though down payment savings and closing costs require planning.

Run a Rent vs Buy analysis
Compare total costs of renting vs buying in Bridgeport.
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