Mortgage payment estimates, closing cost breakdowns, and homebuying data for Waynesboro, Virginia.
Pre-filled with Waynesboro median home price and Virginia tax/insurance rates. Adjust for your property.
Estimated closing costs based on Virginia rates and fees applied to Waynesboro prices.
The median home price in Waynesboro is $235,000, 41% below the Virginia state median of $400,000. With a population of 22,630, Waynesboro is a smaller market where home prices tend to be more accessible than in many parts of Virginia.
Property taxes in Virginia average 0.82% annually. This moderate property tax rate means a $235,000 home in Waynesboro would carry roughly $161/month in property taxes. Homeowners insurance in Virginia runs approximately $1,700 per year. This is within the normal range nationally.
Average rent in Waynesboro is $1,020/month. The price-to-rent ratio in Waynesboro is moderate, meaning the buy-vs-rent decision depends heavily on how long you plan to stay.
Waynesboro offers strong affordability. With median prices under $250K, first-time buyers have realistic paths to homeownership, especially combined with Virginia's Virginia Housing DPA Grant program.