Mortgage payment estimates, closing cost breakdowns, and homebuying data for Stowe, Vermont.
Median Home Price
$585K
Population
4K
Avg Monthly Rent
$2,050
Property Tax Rate
1.9% *
* Property tax shown is the Vermont state average effective rate. Actual rates vary by county, city, and school district — check with your local assessor for exact rates in Stowe.
Stowe vs Vermont Median
The median home price in Stowe is $585,000, which is 54% above the Vermont state median of $380,000.
Mortgage Calculator — Stowe, VT
Pre-filled with Stowe median home price and Vermont tax/insurance rates. Adjust for your property.
Three down payment scenarios for a $585K home using Vermont's 1.9% tax rate and $1,100/yr insurance.
5% Down
$4,855/mo
Down: $29,250
Loan: $556K
P&I: $3,513
Tax: $926
Insurance: $92
PMI: $324
10% Down
$4,653/mo
Down: $58,500
Loan: $527K
P&I: $3,328
Tax: $926
Insurance: $92
PMI: $307
20% Down (No PMI)
$3,976/mo
Down: $117,000
Loan: $468K
P&I: $2,958
Tax: $926
Insurance: $92
Income needed (28% rule): $170K/year with 20% down, $199K/year with 10% down.
Rent vs Buy in Stowe
Rent
$2,050/mo
vs
Buy (10% down)
$4,653/mo
Price-to-rent ratio: 23.8 — At a ratio above 20, renting may be more economical in Stowe for shorter stays. Buying costs $2,603 more per month than renting, and it typically takes 5-7 years to break even on the transaction costs of buying.
The median home price in Stowe is $585,000, 54% above the Vermont state median of $380,000. With a population of 4,314, Stowe is a smaller market where home prices reflect strong demand and local economic factors.
Property taxes in Vermont average 1.9% annually. This higher-than-average tax rate means a $585,000 home in Stowe would carry roughly $926/month in property taxes alone — plan accordingly. Homeowners insurance in Vermont runs approximately $1,100 per year. This is within the normal range nationally.
Average rent in Stowe is $2,050/month. With a price-to-rent ratio above 20, renting could be more economical in the short term — use our Rent vs Buy calculator to model your specific timeline.
Stowe is a higher-cost market. At $585K median, buyers need significant savings or strong income. Down payment assistance through Vermont's VHFA MOVE Mortgage program becomes especially important.
Run a Rent vs Buy analysis
Compare total costs of renting vs buying in Stowe.