Mortgage payment estimates, closing cost breakdowns, and homebuying data for Brattleboro, Vermont.
Median Home Price
$275K
Population
12K
Avg Monthly Rent
$1,280
Property Tax Rate
1.9% *
* Property tax shown is the Vermont state average effective rate. Actual rates vary by county, city, and school district — check with your local assessor for exact rates in Brattleboro.
Brattleboro vs Vermont Median
The median home price in Brattleboro is $275,000, which is 28% below the Vermont state median of $380,000.
Mortgage Calculator — Brattleboro, VT
Pre-filled with Brattleboro median home price and Vermont tax/insurance rates. Adjust for your property.
Three down payment scenarios for a $275K home using Vermont's 1.9% tax rate and $1,100/yr insurance.
5% Down
$2,331/mo
Down: $13,750
Loan: $261K
P&I: $1,651
Tax: $435
Insurance: $92
PMI: $152
10% Down
$2,236/mo
Down: $27,500
Loan: $248K
P&I: $1,564
Tax: $435
Insurance: $92
PMI: $144
20% Down (No PMI)
$1,918/mo
Down: $55,000
Loan: $220K
P&I: $1,391
Tax: $435
Insurance: $92
Income needed (28% rule): $82K/year with 20% down, $96K/year with 10% down.
Rent vs Buy in Brattleboro
Rent
$1,280/mo
vs
Buy (10% down)
$2,236/mo
Price-to-rent ratio: 17.9 — A ratio between 15-20 means the rent vs buy decision in Brattleboro depends heavily on your timeline. If you plan to stay 5+ years, buying likely wins. For shorter stays, renting preserves flexibility.
The median home price in Brattleboro is $275,000, 28% below the Vermont state median of $380,000. With a population of 12,184, Brattleboro is a smaller market where home prices tend to be more accessible than in many parts of Vermont.
Property taxes in Vermont average 1.9% annually. This higher-than-average tax rate means a $275,000 home in Brattleboro would carry roughly $435/month in property taxes alone — plan accordingly. Homeowners insurance in Vermont runs approximately $1,100 per year. This is within the normal range nationally.
Average rent in Brattleboro is $1,280/month. The price-to-rent ratio in Brattleboro is moderate, meaning the buy-vs-rent decision depends heavily on how long you plan to stay.
Brattleboro presents moderate affordability. The $275K median puts homeownership within reach for median-income households, though down payment savings and closing costs require planning.
Run a Rent vs Buy analysis
Compare total costs of renting vs buying in Brattleboro.