Mortgage payment estimates, closing cost breakdowns, and homebuying data for Bottineau, North Dakota.
Pre-filled with Bottineau median home price and North Dakota tax/insurance rates. Adjust for your property.
Estimated closing costs based on North Dakota rates and fees applied to Bottineau prices.
The median home price in Bottineau is $155,000, 39% below the North Dakota state median of $255,000. With a population of 2,216, Bottineau is a smaller market where home prices tend to be more accessible than in many parts of North Dakota.
Property taxes in North Dakota average 0.98% annually. This moderate property tax rate means a $155,000 home in Bottineau would carry roughly $127/month in property taxes. Homeowners insurance in North Dakota runs approximately $2,100 per year. This is within the normal range nationally.
Average rent in Bottineau is $680/month. The price-to-rent ratio in Bottineau is moderate, meaning the buy-vs-rent decision depends heavily on how long you plan to stay.
Bottineau offers strong affordability. With median prices under $250K, first-time buyers have realistic paths to homeownership, especially combined with North Dakota's NDHFA FirstHome program.