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Mortgage Calculator &
Closing Costs: Beulah, ND

Mortgage payment estimates, closing cost breakdowns, and homebuying data for Beulah, North Dakota.

Median Home Price
$195K
Population
3K
Avg Monthly Rent
$780
Property Tax Rate
0.98%
Beulah vs North Dakota Median
The median home price in Beulah is $195,000, which is 24% below the North Dakota state median of $255,000.

Mortgage Calculator — Beulah, ND

Pre-filled with Beulah median home price and North Dakota tax/insurance rates. Adjust for your property.

$
$39,000
%
%
years
ND avg
%
$
Monthly Payment (PITI)
$1,320
Principal + Interest + Tax + Insurance + PMI
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Principal & Interest
$986
per month
Taxes & Insurance
$334
per month
Total Interest Paid
$199K
over 30 years
Total Loan Cost
$355K
all payments
Payment Breakdown
Loan Amount$156,000
Principal & Interest$986
Property Taxes$159
Homeowners Insurance$175
Total Monthly PITI$1,320

Closing Costs — Beulah, ND

Estimated closing costs based on North Dakota rates and fees applied to Beulah prices.

$
%
North Dakota: Avg closing costs 1.1% of price. Transfer tax: 0%.
Estimated Closing Costs
$8,128
4.2% of purchase price
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Lender Fees
$1,829
origination, underwriting
Third-Party
$2,425
appraisal, title, inspection
Government Fees
$0
transfer taxes, recording
Prepaids + Escrow
$3,874
taxes, insurance, interest
Itemized Costs
Loan Origination (0.8%)$1,404
Underwriting Fee$350
Credit Report$75
Appraisal$550
Home Inspection$450
Title Search + Insurance$1,275
Recording Fee$150
Prepaid Taxes (3 mo)$478
Prepaid Insurance (12 mo)$2,100
Prepaid Interest (15 days)$469
Escrow Reserves$828
Total Closing Costs$8,128

Buying a Home in Beulah, North Dakota

The median home price in Beulah is $195,000, 24% below the North Dakota state median of $255,000. With a population of 3,121, Beulah is a smaller market where home prices tend to be more accessible than in many parts of North Dakota.

Property taxes in North Dakota average 0.98% annually. This moderate property tax rate means a $195,000 home in Beulah would carry roughly $159/month in property taxes. Homeowners insurance in North Dakota runs approximately $2,100 per year. This is within the normal range nationally.

Average rent in Beulah is $780/month. With a price-to-rent ratio above 20, renting could be more economical in the short term — use our Rent vs Buy calculator to model your specific timeline.

Beulah offers strong affordability. With median prices under $250K, first-time buyers have realistic paths to homeownership, especially combined with North Dakota's NDHFA FirstHome program.

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Compare total costs of renting vs buying in Beulah.
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