Mortgage payment estimates, closing cost breakdowns, and homebuying data for Dayton, Nevada.
Median Home Price
$395K
Population
17K
Avg Monthly Rent
$1,420
Property Tax Rate
0.53% *
* Property tax shown is the Nevada state average effective rate. Actual rates vary by county, city, and school district — check with your local assessor for exact rates in Dayton.
Dayton vs Nevada Median
The median home price in Dayton is $395,000, which is 7% below the Nevada state median of $425,000.
Mortgage Calculator — Dayton, NV
Pre-filled with Dayton median home price and Nevada tax/insurance rates. Adjust for your property.
Three down payment scenarios for a $395K home using Nevada's 0.53% tax rate and $1,700/yr insurance.
5% Down
$2,907/mo
Down: $19,750
Loan: $375K
P&I: $2,372
Tax: $174
Insurance: $142
PMI: $219
10% Down
$2,771/mo
Down: $39,500
Loan: $356K
P&I: $2,247
Tax: $174
Insurance: $142
PMI: $207
20% Down (No PMI)
$2,313/mo
Down: $79,000
Loan: $316K
P&I: $1,997
Tax: $174
Insurance: $142
Income needed (28% rule): $99K/year with 20% down, $119K/year with 10% down.
Rent vs Buy in Dayton
Rent
$1,420/mo
vs
Buy (10% down)
$2,771/mo
Price-to-rent ratio: 23.2 — At a ratio above 20, renting may be more economical in Dayton for shorter stays. Buying costs $1,351 more per month than renting, and it typically takes 5-7 years to break even on the transaction costs of buying.
The median home price in Dayton is $395,000, 7% below the Nevada state median of $425,000. With a population of 16,781, Dayton is a smaller market where home prices tend to be more accessible than in many parts of Nevada.
Property taxes in Nevada average 0.53% annually. This low property tax rate is a significant advantage for Dayton buyers, keeping your monthly costs well below what you'd pay in higher-tax states. Homeowners insurance in Nevada runs approximately $1,700 per year. This is within the normal range nationally.
Average rent in Dayton is $1,420/month. With a price-to-rent ratio above 20, renting could be more economical in the short term — use our Rent vs Buy calculator to model your specific timeline.
Dayton presents moderate affordability. The $395K median puts homeownership within reach for median-income households, though down payment savings and closing costs require planning.
Run a Rent vs Buy analysis
Compare total costs of renting vs buying in Dayton.