Mortgage payment estimates, closing cost breakdowns, and homebuying data for Bellevue, Nebraska.
Median Home Price
$285K
Population
64K
Avg Monthly Rent
$1,220
Property Tax Rate
1.73% *
* Property tax shown is the Nebraska state average effective rate. Actual rates vary by county, city, and school district — check with your local assessor for exact rates in Bellevue.
Bellevue vs Nebraska Median
The median home price in Bellevue is $285,000, which is 16% above the Nebraska state median of $245,000.
Mortgage Calculator — Bellevue, NE
Pre-filled with Bellevue median home price and Nebraska tax/insurance rates. Adjust for your property.
Three down payment scenarios for a $285K home using Nebraska's 1.73% tax rate and $2,800/yr insurance.
5% Down
$2,513/mo
Down: $14,250
Loan: $271K
P&I: $1,711
Tax: $411
Insurance: $233
PMI: $158
10% Down
$2,415/mo
Down: $28,500
Loan: $257K
P&I: $1,621
Tax: $411
Insurance: $233
PMI: $150
20% Down (No PMI)
$2,085/mo
Down: $57,000
Loan: $228K
P&I: $1,441
Tax: $411
Insurance: $233
Income needed (28% rule): $89K/year with 20% down, $104K/year with 10% down.
Rent vs Buy in Bellevue
Rent
$1,220/mo
vs
Buy (10% down)
$2,415/mo
Price-to-rent ratio: 19.5 — A ratio between 15-20 means the rent vs buy decision in Bellevue depends heavily on your timeline. If you plan to stay 5+ years, buying likely wins. For shorter stays, renting preserves flexibility.
The median home price in Bellevue is $285,000, 16% above the Nebraska state median of $245,000. With a population of 64,176, Bellevue is a smaller market where home prices reflect strong demand and local economic factors.
Property taxes in Nebraska average 1.73% annually. This higher-than-average tax rate means a $285,000 home in Bellevue would carry roughly $411/month in property taxes alone — plan accordingly. Homeowners insurance in Nebraska runs approximately $2,800 per year. This is within the normal range nationally.
Average rent in Bellevue is $1,220/month. The price-to-rent ratio in Bellevue is moderate, meaning the buy-vs-rent decision depends heavily on how long you plan to stay.
Bellevue presents moderate affordability. The $285K median puts homeownership within reach for median-income households, though down payment savings and closing costs require planning.
Run a Rent vs Buy analysis
Compare total costs of renting vs buying in Bellevue.