Mortgage payment estimates, closing cost breakdowns, and homebuying data for Sidney, Montana.
Pre-filled with Sidney median home price and Montana tax/insurance rates. Adjust for your property.
Estimated closing costs based on Montana rates and fees applied to Sidney prices.
The median home price in Sidney is $265,000, 38% below the Montana state median of $430,000. With a population of 6,769, Sidney is a smaller market where home prices tend to be more accessible than in many parts of Montana.
Property taxes in Montana average 0.74% annually. This moderate property tax rate means a $265,000 home in Sidney would carry roughly $163/month in property taxes. Homeowners insurance in Montana runs approximately $2,100 per year. This is within the normal range nationally.
Average rent in Sidney is $980/month. With a price-to-rent ratio above 20, renting could be more economical in the short term — use our Rent vs Buy calculator to model your specific timeline.
Sidney presents moderate affordability. The $265K median puts homeownership within reach for median-income households, though down payment savings and closing costs require planning.