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Mortgage Calculator &
Closing Costs: Attleboro, MA

Mortgage payment estimates, closing cost breakdowns, and homebuying data for Attleboro, Massachusetts.

Median Home Price
$435K
Population
46K
Avg Monthly Rent
$1,650
Property Tax Rate
1.2% *
* Property tax shown is the Massachusetts state average effective rate. Actual rates vary by county, city, and school district — check with your local assessor for exact rates in Attleboro.
Attleboro vs Massachusetts Median
The median home price in Attleboro is $435,000, which is 27% below the Massachusetts state median of $595,000.

Mortgage Calculator — Attleboro, MA

Pre-filled with Attleboro median home price and Massachusetts tax/insurance rates. Adjust for your property.

$
$87,000
%
%
years
MA avg
%
$
Monthly Payment (PITI)
$2,818
Principal + Interest + Tax + Insurance + PMI
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Principal & Interest
$2,200
per month
Taxes & Insurance
$618
per month
Total Interest Paid
$444K
over 30 years
Total Loan Cost
$792K
all payments
Payment Breakdown
Loan Amount$348,000
Principal & Interest$2,200
Property Taxes$435
Homeowners Insurance$183
Total Monthly PITI$2,818

Closing Costs — Attleboro, MA

Estimated closing costs based on Massachusetts rates and fees applied to Attleboro prices.

$
%
Massachusetts: Avg closing costs 1.6% of price. Transfer tax: 0.456%.
Estimated Closing Costs
$15,388
3.5% of purchase price
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Lender Fees
$3,557
origination, underwriting
Third-Party
$3,625
appraisal, title, inspection
Government Fees
$1,984
transfer taxes, recording
Prepaids + Escrow
$6,222
taxes, insurance, interest
Itemized Costs
Loan Origination (0.8%)$3,132
Underwriting Fee$350
Credit Report$75
Appraisal$550
Home Inspection$450
Title Search + Insurance$2,475
Recording Fee$150
Transfer Tax$1,984
Prepaid Taxes (3 mo)$1,305
Prepaid Insurance (12 mo)$2,200
Prepaid Interest (15 days)$1,046
Escrow Reserves$1,672
Total Closing Costs$15,388

Monthly Payment Scenarios — Attleboro

Three down payment scenarios for a $435K home using Massachusetts's 1.2% tax rate and $2,200/yr insurance.

5% Down
$3,471/mo
Down: $21,750
Loan: $413K
P&I: $2,612
Tax: $435
Insurance: $183
PMI: $241
10% Down
$3,321/mo
Down: $43,500
Loan: $392K
P&I: $2,475
Tax: $435
Insurance: $183
PMI: $228
20% Down (No PMI)
$2,818/mo
Down: $87,000
Loan: $348K
P&I: $2,200
Tax: $435
Insurance: $183

Income needed (28% rule): $121K/year with 20% down, $142K/year with 10% down.

Rent vs Buy in Attleboro

Rent
$1,650/mo
vs
Buy (10% down)
$3,321/mo
Price-to-rent ratio: 22.0At a ratio above 20, renting may be more economical in Attleboro for shorter stays. Buying costs $1,671 more per month than renting, and it typically takes 5-7 years to break even on the transaction costs of buying.

Run a detailed Rent vs Buy analysis →

Buying a Home in Attleboro, Massachusetts

The median home price in Attleboro is $435,000, 27% below the Massachusetts state median of $595,000. With a population of 45,796, Attleboro is a smaller market where home prices tend to be more accessible than in many parts of Massachusetts.

Property taxes in Massachusetts average 1.2% annually. This moderate property tax rate means a $435,000 home in Attleboro would carry roughly $435/month in property taxes. Homeowners insurance in Massachusetts runs approximately $2,200 per year. This is within the normal range nationally.

Average rent in Attleboro is $1,650/month. With a price-to-rent ratio above 20, renting could be more economical in the short term — use our Rent vs Buy calculator to model your specific timeline.

Attleboro is a higher-cost market. At $435K median, buyers need significant savings or strong income. Down payment assistance through Massachusetts's MassHousing DPA program becomes especially important.

Run a Rent vs Buy analysis
Compare total costs of renting vs buying in Attleboro.
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