Mortgage payment estimates, closing cost breakdowns, and homebuying data for Ellsworth, Maine.
Pre-filled with Ellsworth median home price and Maine tax/insurance rates. Adjust for your property.
Estimated closing costs based on Maine rates and fees applied to Ellsworth prices.
The median home price in Ellsworth is $315,000, 10% below the Maine state median of $350,000. With a population of 8,399, Ellsworth is a smaller market where home prices tend to be more accessible than in many parts of Maine.
Property taxes in Maine average 1.3% annually. This moderate property tax rate means a $315,000 home in Ellsworth would carry roughly $341/month in property taxes. Homeowners insurance in Maine runs approximately $1,300 per year. This is within the normal range nationally.
Average rent in Ellsworth is $1,250/month. With a price-to-rent ratio above 20, renting could be more economical in the short term — use our Rent vs Buy calculator to model your specific timeline.
Ellsworth presents moderate affordability. The $315K median puts homeownership within reach for median-income households, though down payment savings and closing costs require planning.