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Mortgage Calculator &
Closing Costs: Van Buren, AR

Mortgage payment estimates, closing cost breakdowns, and homebuying data for Van Buren, Arkansas.

Median Home Price
$165K
Population
24K
Avg Monthly Rent
$820
Property Tax Rate
0.62%
Van Buren vs Arkansas Median
The median home price in Van Buren is $165,000, which is 15% below the Arkansas state median of $195,000.

Mortgage Calculator — Van Buren, AR

Pre-filled with Van Buren median home price and Arkansas tax/insurance rates. Adjust for your property.

$
$33,000
%
%
years
AR avg
%
$
Monthly Payment (PITI)
$1,128
Principal + Interest + Tax + Insurance + PMI
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Principal & Interest
$834
per month
Taxes & Insurance
$293
per month
Total Interest Paid
$168K
over 30 years
Total Loan Cost
$300K
all payments
Payment Breakdown
Loan Amount$132,000
Principal & Interest$834
Property Taxes$85
Homeowners Insurance$208
Total Monthly PITI$1,128

Closing Costs — Van Buren, AR

Estimated closing costs based on Arkansas rates and fees applied to Van Buren prices.

$
%
Arkansas: Avg closing costs 1.5% of price. Transfer tax: 0.33%.
Estimated Closing Costs
$8,257
5.0% of purchase price
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Lender Fees
$1,613
origination, underwriting
Third-Party
$2,275
appraisal, title, inspection
Government Fees
$545
transfer taxes, recording
Prepaids + Escrow
$3,825
taxes, insurance, interest
Itemized Costs
Loan Origination (0.8%)$1,188
Underwriting Fee$350
Credit Report$75
Appraisal$550
Home Inspection$450
Title Search + Insurance$1,125
Recording Fee$150
Transfer Tax$545
Prepaid Taxes (3 mo)$256
Prepaid Insurance (12 mo)$2,500
Prepaid Interest (15 days)$397
Escrow Reserves$672
Total Closing Costs$8,257

Buying a Home in Van Buren, Arkansas

The median home price in Van Buren is $165,000, 15% below the Arkansas state median of $195,000. With a population of 23,862, Van Buren is a smaller market where home prices tend to be more accessible than in many parts of Arkansas.

Property taxes in Arkansas average 0.62% annually. This low property tax rate is a significant advantage for Van Buren buyers, keeping your monthly costs well below what you'd pay in higher-tax states. Homeowners insurance in Arkansas runs approximately $2,500 per year. This is within the normal range nationally.

Average rent in Van Buren is $820/month. The price-to-rent ratio in Van Buren is moderate, meaning the buy-vs-rent decision depends heavily on how long you plan to stay.

Van Buren offers strong affordability. With median prices under $250K, first-time buyers have realistic paths to homeownership, especially combined with Arkansas's ADFA Down Payment Assistance program.

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