M
MortgageMath
Free mortgage calculators for every state

Oregon Mortgage Calculator

Estimate your monthly mortgage payment in Oregon based on the state median home price of $480K, a 0.93% property tax rate, and $1K/year homeowners insurance.

$
$96,000
%
%
years
OR avg
%
$
Monthly Payment (PITI)
$2,916
Principal + Interest + Tax + Insurance + PMI
Principal & Interest
$2,427
per month
Taxes & Insurance
$489
per month
Total Interest Paid
$490K
over 30 years
Total Loan Cost
$874K
all payments
Payment Breakdown
Loan Amount$384,000
Principal & Interest$2,427
Property Taxes$372
Homeowners Insurance$117
Total Monthly PITI$2,916

Oregon Housing at a Glance

Median Home Price
$480K
Oregon statewide
Property Tax Rate
0.93%
$372/mo on median
Avg Closing Costs
$7K
1.4% of purchase price
Homeowners Insurance
$1,400/yr
$117/mo
Oregon First-Time Buyer Program
OHCS Oregon Bond
Down payment assistance: Cash Advantage up to $15K
← All Oregon mortgage info

More Oregon Calculators

Closing Costs Calculator
Oregon-specific
Affordability Calculator
Oregon-specific
Rent vs Buy Calculator
Oregon-specific
The First-Time Buyer Playbook
Free weekly guide: mortgage tips, market updates, and money-saving strategies. No spam.