Oregon Closing Costs Calculator
Estimate closing costs for buying a home in Oregon. Average closing costs run 1.4% of the purchase price (about $7K on the median home).
Oregon: Avg closing costs 1.4% of price. Transfer tax: 0.1%.
Lender Fees
$3,881
origination, underwriting
Third-Party
$3,850
appraisal, title, inspection
Government Fees
$480
transfer taxes, recording
Prepaids + Escrow
$5,019
taxes, insurance, interest
Itemized Costs
Loan Origination (0.8%)$3,456
Underwriting Fee$350
Credit Report$75
Appraisal$550
Home Inspection$450
Title Search + Insurance$2,700
Recording Fee$150
Transfer Tax$480
Prepaid Taxes (3 mo)$1,116
Prepaid Insurance (12 mo)$1,400
Prepaid Interest (15 days)$1,154
Escrow Reserves$1,349
Total Closing Costs$13,230
Oregon Housing at a Glance
Median Home Price
$480K
Oregon statewide
Property Tax Rate
0.93%
$372/mo on median
Avg Closing Costs
$7K
1.4% of purchase price
Homeowners Insurance
$1,400/yr
$117/mo
Oregon First-Time Buyer Program
OHCS Oregon Bond
Down payment assistance: Cash Advantage up to $15K