M
MortgageMath
Free mortgage calculators for every state

Minnesota Mortgage Calculator

Estimate your monthly mortgage payment in Minnesota based on the state median home price of $335K, a 1.12% property tax rate, and $2K/year homeowners insurance.

$
$67,000
%
%
years
MN avg
%
$
Monthly Payment (PITI)
$2,182
Principal + Interest + Tax + Insurance + PMI
Principal & Interest
$1,694
per month
Taxes & Insurance
$488
per month
Total Interest Paid
$342K
over 30 years
Total Loan Cost
$610K
all payments
Payment Breakdown
Loan Amount$268,000
Principal & Interest$1,694
Property Taxes$313
Homeowners Insurance$175
Total Monthly PITI$2,182

Minnesota Housing at a Glance

Median Home Price
$335K
Minnesota statewide
Property Tax Rate
1.12%
$313/mo on median
Avg Closing Costs
$5K
1.4% of purchase price
Homeowners Insurance
$2,100/yr
$175/mo
Minnesota First-Time Buyer Program
Minnesota Housing Start Up
Down payment assistance: Up to $18,000 deferred loan
← All Minnesota mortgage info

More Minnesota Calculators

Closing Costs Calculator
Minnesota-specific
Affordability Calculator
Minnesota-specific
Rent vs Buy Calculator
Minnesota-specific
The First-Time Buyer Playbook
Free weekly guide: mortgage tips, market updates, and money-saving strategies. No spam.