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Massachusetts Mortgage Calculator

Estimate your monthly mortgage payment in Massachusetts based on the state median home price of $595K, a 1.2% property tax rate, and $2K/year homeowners insurance.

$
$119,000
%
%
years
MA avg
%
$
Monthly Payment (PITI)
$3,787
Principal + Interest + Tax + Insurance + PMI
Principal & Interest
$3,009
per month
Taxes & Insurance
$778
per month
Total Interest Paid
$607K
over 30 years
Total Loan Cost
$1.1M
all payments
Payment Breakdown
Loan Amount$476,000
Principal & Interest$3,009
Property Taxes$595
Homeowners Insurance$183
Total Monthly PITI$3,787

Massachusetts Housing at a Glance

Median Home Price
$595K
Massachusetts statewide
Property Tax Rate
1.2%
$595/mo on median
Avg Closing Costs
$10K
1.6% of purchase price
Homeowners Insurance
$2,200/yr
$183/mo
Massachusetts First-Time Buyer Program
MassHousing DPA
Down payment assistance: Up to $50,000 DPA loan
← All Massachusetts mortgage info

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