California Closing Costs Calculator
Estimate closing costs for buying a home in California. Average closing costs run 1.2% of the purchase price (about $9K on the median home).
California: Avg closing costs 1.2% of price. Transfer tax: 0.11%.
Lender Fees
$6,077
origination, underwriting
Third-Party
$5,375
appraisal, title, inspection
Government Fees
$864
transfer taxes, recording
Prepaids + Escrow
$7,319
taxes, insurance, interest
Itemized Costs
Loan Origination (0.8%)$5,652
Underwriting Fee$350
Credit Report$75
Appraisal$550
Home Inspection$450
Title Search + Insurance$4,225
Recording Fee$150
Transfer Tax$864
Prepaid Taxes (3 mo)$1,433
Prepaid Insurance (12 mo)$2,200
Prepaid Interest (15 days)$1,887
Escrow Reserves$1,799
Total Closing Costs$19,635
California Housing at a Glance
Median Home Price
$785K
California statewide
Property Tax Rate
0.73%
$478/mo on median
Avg Closing Costs
$9K
1.2% of purchase price
Homeowners Insurance
$2,200/yr
$183/mo
California First-Time Buyer Program
CalHFA Dream For All
Down payment assistance: Up to 20% shared appreciation loan